$559,000
↓ $30,900 from $589,900
Est. payment $2,475/moCalculate yours
10 Pearl Street, Guelph, ON N1E 2E3
General Hospital, Guelph, ON N1E 2E3
- 2 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Bosley Real Estate Ltd. MLS® X13691182
About this home
Welcome to 10 Pearl Street! This charming detached red-brick century home is the perfect setup for anyone wanting to get into the detached market at an affordable price. Complete with its own private backyard, you can enjoy the summer with zero lawn maintenance! All of the heavy-lifting has been done on this home in the last 20 years, including newer windows, plumbing, electrical, furnace (2021), A/C (2021), water heater (2026), and more. This cozy yet spacious home is exceptionally situated close to downtown and the Speed River. Don’t have a car? Not a problem! This home offers an incredible walking score and near-immediate access to Guelph’s elaborate walking, hiking, and cycling trail system. Despite this home not having its own driveway, there is year-round street parking on Pearl Street and King Street, and the current owner has always had an overnight parking space. The full basement is unfinished and stays dry year-round, giving you ample storage and includes laundry hookups. The covered porch out back offers casual outdoor living space leading to the brick patio, which is sheltered and shaded. The front yard offers abundant sunlight for your gardens, and the enclosed front porch is the perfect place to sip morning coffee. Don’t miss this opportunity to live in your own detached home so close to downtown at such an affordable price! Get in touch with your realtor and book a private showing today!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 31.44 x 74.69 Feet
- Parking
- None garage
Financial
- Property Taxes
- $4,259 (2026)
Location
- Neighbourhood
- General Hospital
- Cross Street
- Pearl St / Arthur St N
- Direction Faces
- North
Listing
- MLS® Number
- X13691182
- Days on Market
- 60
- Listed On
- 2026-08-19
- Possession
- Flexible
- Listed By
- Bosley Real Estate Ltd.
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- Fridge, stove
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,475 per month
- Principal and interest
- $2,475
- Property tax
- $355
- Condo fees
- $0
- Estimated monthly cost
- $2,830
Your mortgage
- Mortgage amount
- $447,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $295,339
Cash to close
- Down payment
- $111,800
- Land transfer tax
- $7,655
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $119,455
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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