$683,000
↓ $5,000 from $688,000
Est. payment $3,024/moCalculate yours
1006 ONTARIO Street, Cobourg, ON K9A 3C7
Cobourg, Cobourg, ON K9A 3C7
- 2 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Century 21 United Realty Inc. MLS® X13813774
About this home
Welcome to this bright and inviting all brick bungalow with an impressive interlock patio entrance. This home is very nicely renovated and features a wonderful combination of privacy, green-space views and convenient in-town living, backing onto the Golf Course. Set on a landscaped lot in a sought-after neighbourhood, this well-cared-for home features a newly renovated kitchen with beautiful cabinetry, SS appliances, and has been finished with a durable Metal Roof, newer Laminate flooring throughout (carpet free) and plenty of windows with a glass door walk out to the side yard bringing in pleasant natural light. The comfortable floor plan offers front Living room, Separate kitchen, a Family room with Fireplace that could be purposed as a dining room or den. The Primary Bedroom enjoys an ensuite bath and there is a second Bedroom and Full bath on the Main floor. In the partially finished lower level there is a 3rd bedroom and the rest is a blank canvas to finish as you choose. The Garage provides convenient interior access to an oversized laundry/mudroom, offering functionality and plenty of additional space. The Mud Room leads into the Kitchen or out to the back covered Pergola & entertainment area. Step outside to the private backyard looking towards the golf course, surrounded by established perennial gardens & trees that add colour and charm throughout the changing seasons. Enjoy a peaceful setting while still being close to shopping, services and amenities, with beautiful Lake Ontario & the beach/parks/downtown just 1 km away. A cheerful, comfortable bungalow in a desirable location with attractive updates, excellent outdoor space and a golf-course backdrop. Easy one level living with great curb appeal and easy living. Tenant has provided notice for vacant possession by Nov 1st. **SOME PHOTOS VIRTUALLY STAGED** NOTE: ADJACENT LOT ON SOUTHSIDE IS VACANT BLDG LOT NOT OWNED BY THIS LOT. THIS HOME ENJOYS A LARGE BACKYARD TO THE EAST AND WEST.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 8
- Basement
- Full
Building & Systems
- Heating
- Baseboard (Other)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 55.64 x 164.11 Feet
- Parking
- Attached garage · 3 total
- Zoning
- RES
Financial
- Property Taxes
- $5,320 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- ELGIN ST N TO ONTARIO ST
- Direction Faces
- East
Listing
- MLS® Number
- X13813774
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- November 1 2026
- Listed By
- Century 21 United Realty Inc.
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
- Primary Bedroom - Main Floor
Property
- Hospital
Pool
- None
- Included
- All ELF. Newly installed SS Fridge, Stove, Dishwasher. Washer, Dryer. Hot Water Tank. LOT LINES IN RED ARE APPROX INDICATION. ADJACENT LOT TO THE RIGHT IS VACANT BLDG LOT
- Excluded
- Adjacent land to the south is separate ownership bldg lot. Frontage of this lot is 55.64 Lot Per MPAC 55.13 ft x 160.21 ft x 54.92 ft x 163.99 ft
Mortgage calculator
Estimated mortgage payment
$3,024 per month
- Principal and interest
- $3,024
- Property tax
- $443
- Condo fees
- $0
- Estimated monthly cost
- $3,468
Your mortgage
- Mortgage amount
- $546,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $360,853
Cash to close
- Down payment
- $136,600
- Land transfer tax
- $10,135
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $146,735
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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