$459,000
↓ $20,000 from $479,000
Est. payment $2,032/moCalculate yours
1009 Spencers Trail, Highlands East, ON K0M 1X0
Glamorgan, Highlands East, ON K0M 1X0
- 3 Beds
- 1 Baths
Listing courtesy of RE/MAX Professionals North MLS® X13738252
About this home
Start making family memories on beautiful Salerno Lake! This private 3-season cottage sits on approximately 0.8 acres with a flat, easy-to-enjoy lot stretching from the cottage to the water. With 3 bedrooms and 1 bathroom, there’s plenty of room for family and guests to enjoy classic cottage living. The open-concept living space is filled with natural light and features a wall of windows showcasing broad lake views. Whether you’re gathering for meals, relaxing after a day on the water, or simply taking in the scenery, the lake is always part of the experience. A lakeside bunkie provides additional space for guests or the kids, while the generous waterfront area offers plenty of room for swimming, boating, fishing, and summer fun. Salerno Lake is approximately 4 km long and is well suited for a variety of water sports and fishing for multiple species. The cottage is waiting for its next family and ready for some TLC, offering an opportunity to bring your vision and create a place that can be enjoyed for years to come. Located in the southern part of Haliburton County, Salerno Lake also offers a shorter drive from the GTA while still delivering the peace and privacy of cottage country. A great opportunity to get on the lake, add your personal touches, and start making your own family memories.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Size
- < 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- Window Unit(s)
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 115 x 326 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $3,192 (2026)
Location
- Neighbourhood
- Glamorgan
- Cross Street
- County Road 503 to Irondale Road to Salerno Lake Road to Twist Lane to Spencer's Trail and on left #1009
- Direction Faces
- East
Listing
- MLS® Number
- X13738252
- Days on Market
- 46
- Listed On
- 2026-09-02
- Possession
- Flexible
- Listed By
- RE/MAX Professionals North
Rooms
Features
Interior
- None
Pool
- None
- Included
- All Appliances, Furniture, Paddle Boat, Canoe
- Excluded
- Personal Belongings, Motor Boat, anything not listed as an inclusion
Mortgage calculator
Estimated mortgage payment
$2,032 per month
- Principal and interest
- $2,032
- Property tax
- $266
- Condo fees
- $0
- Estimated monthly cost
- $2,298
Your mortgage
- Mortgage amount
- $367,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $242,506
Cash to close
- Down payment
- $91,800
- Land transfer tax
- $5,655
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $97,455
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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