Gurvinder Nokwal REALTOR®
For Sale Detached 80 days on market

$849,900

Est. payment $3,763/moCalculate yours

1014 Kelly Road, Lake of Bays, ON P0B 1A0

Mclean, Lake of Bays, ON P0B 1A0

  • 2 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of Chestnut Park Real Estate MLS® X13622180

About this home

This property truly needs to be experienced in person. Offering your own slice of paradise on Lake of Bays for under $1 million, this charming waterfront retreat is nestled in a welcoming lakeside community where neighbours quickly become friends.This fully winterized, 2-bedroom, 1-bathroom cottage offers comfortable year-round living, complete with main-floor laundry, central vacuum, and a gentle, easy walk to the front entrance. Step inside and your eyes are immediately drawn through to the expansive lakeside deck, where breathtaking views of Lake of Bays await. Perfectly positioned in a quiet bay, you’ll enjoy spectacular waterfront scenery without heavy boat traffic passing your dock-creating a peaceful setting for swimming, paddling, or simply relaxing by the water. The unfinished walkout basement provides excellent storage today, with plenty of potential to create additional living space in the future. Outside, granite steps lead you down to a beautiful fire pit overlooking the lake, while the cozy bunkie with bunk beds offers the perfect space for kids or overnight guests. Spend your days launching the boat for an evening sunset cruise, exploring the shoreline by kayak or paddleboard, casting a line off the dock, or enjoying the sandy, walk-in shoreline. For those looking for a little more adventure, the floating dock is perfect for jumping into the crystal-clear water. This special property combines everything you love about cottage life - a charming, move-in-ready home, exceptional waterfront, and endless opportunities to create lasting memories on one of Muskoka’s most sought-after lakes.

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
New
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Propane)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
47 x 238 Feet
Parking
None garage · 6 total
Zoning
WR

Financial

Property Taxes
$2,193 (2026)

Location

Neighbourhood
Mclean
Cross Street
Burlmarie & Kelly Rd
Direction Faces
South

Listing

MLS® Number
X13622180
Days on Market
80
Listed On
2026-07-30
Possession
Flexible
Listed By
Chestnut Park Real Estate

Rooms

Room Level Dimensions
Bathroom Main 8′ 8″ × 5′ 1″
Living Room Main 8′ 9″ × 22′ 11″
Bedroom Main 8′ 3″ × 11′ 8″
Kitchen Main 17′ 0″ × 10′ 0″
Bedroom Main 8′ 2″ × 8′ 4″
- Main 4′ 10″ × 18′ 8″
Other Lower 16′ 8″ × 32′ 11″

Features

Interior

  • Carpet Free
  • Central Vacuum
  • Propane Tank
  • Water Heater Owned
  • Water Treatment
  • Primary Bedroom - Main Floor

Property

  • Library
  • Marina
  • Park
  • Place Of Worship
  • Waterfront
  • Rec./Commun.Centre

Pool

  • None
Included
fully furnished, BBQ with propane hook up
Excluded
Personal Items
Rental items
Propane

Mortgage calculator

Minimum for this price: $59,990 (7.06%)

Amortization, years

Estimated mortgage payment

$3,763 per month

Principal and interest
$3,763
Property tax
$183
Estimated monthly cost
$3,946

Your mortgage

Mortgage amount
$679,920
Mortgage insurance
Not needed
Interest over 25 years
$449,032

Cash to close

Down payment
$169,980
Land transfer tax
$13,473
Total, before legal fees
$183,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1014 Kelly Road, Lake of Bays, ON P0B 1A0 Mclean, Lake of Bays, ON P0B 1A0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$849,900 1014 Kelly Road, Lake of Bays, ON P0B 1A0
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