$574,900
Est. payment $2,546/moCalculate yours
102 Cortland Terrace, St. Thomas, ON N5R 0P8
St. Thomas, St. Thomas, ON N5R 0P8
- 3 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13779106
About this home
This beautiful 2-storey exterior townhouse built by Hayhoe Homes, featuring 3 bedrooms, 2.5 bathrooms, and a single-car garage. The open concept main floor, with 9′ ceilings, luxury vinyl plank flooring, a designer kitchen with quartz countertops, an island, gas stove and a cabinet-style pantry, dining room with a transom window that brings in natural light, and a large great room with big windows and a patio door to the rear deck. The second level features 3 bedrooms and a 4-piece main bathroom. The spacious primary bedroom offers a walk-in closet and a 3-piece ensuite with a shower. The unfinished basement provides development potential for a future family room, 4th bedroom, and bathroom (roughed in bathroom already exists). Other features include convenient second-floor laundry, HRV, and many more upgraded features. Double drive for 2 vehicle. Located in desirable South-East St. Thomas in the Orchard Park Meadows community, walking distance to schools, parks, trails, only minutes away to the hospital and 14 minutes drive to Port Stanley Beach. Make this a perfect starter home for a family to grow or young professional.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 31.16 x 97.78 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $3,685 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Renaissance Rd & Cortland Terr
- Direction Faces
- South
Listing
- MLS® Number
- X13779106
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- ERV/HRV
- On Demand Water Heater
Property
- Park
- Place Of Worship
- School
- School Bus Route
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,546 per month
- Principal and interest
- $2,546
- Property tax
- $307
- Condo fees
- $0
- Estimated monthly cost
- $2,853
Your mortgage
- Mortgage amount
- $459,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $303,740
Cash to close
- Down payment
- $114,980
- Land transfer tax
- $7,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $122,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.