$499,900
↓ $100,000 from $599,900
Est. payment $2,213/moCalculate yours
102 Stewart Avenue, Cambridge, ON N1R 2T9
Cambridge, ON N1R 2T9
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Century 21 Heritage House Ltd. MLS® X13776122
About this home
Welcome to 102 Stewart Avenue, a charming and well-cared-for detached home offering thoughtful updates, practical living space and excellent everyday functionality in an established Cambridge neighbourhood. From the moment you arrive, the property feels inviting and easy to enjoy, with two paved driveways providing convenient parking flexibility for multiple vehicles or guests. Inside, the main floor is bright and comfortable, anchored by a beautifully updated kitchen with a clean, modern feel and functional workspace. The living area is warm and welcoming, highlighted by a gas fireplace that adds both comfort and character. The home is efficiently heated and cooled with a newer mini-split heat pump system, helping provide year-round comfort while adding to the home’s overall efficiency. A refreshed main-floor bathroom, updated paint and well-maintained finishes throughout contribute to the move-in-ready feel. Upstairs, two comfortable bedrooms provide privacy and separation from the main living areas. The lower level offers additional flexibility, with a partially improved basement that can easily serve as a home office, recreation area, gym, hobby space or additional storage. Beyond the visible updates, buyers can appreciate the peace of mind that comes with improvements to important components such as the roof, siding and exterior doors. Outside, the manageable property offers the benefits of detached-home ownership without overwhelming upkeep. Conveniently located near schools, parks, shopping, transit and major routes, 102 Stewart Avenue is an excellent opportunity for first-time buyers, downsizers or anyone looking for a well-maintained detached home with character, comfort and many of the important updates already taken care of.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 100 Feet
- Parking
- None garage · 7 total
- Zoning
- R1
Financial
- Property Taxes
- $3,160 (2026)
Location
- Cross Street
- Stewart Ave and Mackay St
- Direction Faces
- North
Listing
- MLS® Number
- X13776122
- Days on Market
- 36
- Listed On
- 2026-09-12
- Possession
- Flexible
- Listed By
- Century 21 Heritage House Ltd.
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Dishwasher, Refrigerator, Stove, Washer, Dryer, Dishwasher
- Rental items
- Water heater and water softener are rentals at a combined cost of approximately $53.19/month.
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $263
- Condo fees
- $0
- Estimated monthly cost
- $2,477
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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