Gurvinder Nokwal REALTOR®
For Sale Common Element Condo 115 days on market

$310,000 ↓ $9,000 from $319,000

Est. payment $1,373/moCalculate yours

1021 Spruce Trail 15, Frontenac, ON K0H 1B0

45 - Frontenac Centre, Frontenac, ON K0H 1B0

  • 2 Beds
  • 1 Baths
  • 1,000 Sq Ft
Map

Listing courtesy of ROYAL HERITAGE REALTY LTD. MLS® X13492976

About this home

Year-Round Home or Cottage with Private Lake Access to Garrison Lake! Welcome to your affordable escape in the heart of cottage country. This 2-bedroom, 1-bathroom home offers year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and set on a generously sized lot, this property features a spacious living room, a functional kitchen, a sunroom, an unfinished basement, a shed for your tools and toys, and a large wraparound deck that’s perfect for relaxing or entertaining. The home is heated with propane, with the current owners enjoying comfortable year-round living. While the property could benefit from some TLC and updating, it presents an excellent opportunity to add value and make it your own. Whether you’re looking for a family cottage, retirement getaway, or affordable home near the water, the potential here is undeniable. retirement getaway, or affordable home near the water, the potential here is undeniable. As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared amenities, including a newer shower house, washroom facilities, private beach, boat launch, and recreational common areas. The condominium consists of individually owned properties surrounded by jointly owned common spaces for the enjoyment of all residents. Enjoy swimming, boating, fishing, and all the benefits of lake life without the expense of waterfront boating, fishing, and all the benefits of lake life without the expense of waterfront ownership. Annual condominium fees are $750. A rare opportunity to own an affordable property moments away from the lake! Bring your vision and start making memories at Garrison Lake.

Property details

Overview

Property Type
Common Element Condo
Style
Bungalow
For
For Sale
Status
Price Change
Size
1,000 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
Partial Basement

Building & Systems

Heating
Forced Air (Propane)
Cooling
None
Exterior
Vinyl Siding
Foundation
Other
Roof
Asphalt Shingle

Lot & Parking

Parking
None garage · 4 total

Financial

Property Taxes
$1,779 (2026)
Condo Fee
$63/mo
Fee Includes
Common Elements Included
Pets
Yes-with Restrictions

Location

Neighbourhood
45 - Frontenac Centre
Cross Street
Teal Trail & Garrison Lake Road

Listing

MLS® Number
X13492976
Days on Market
115
Listed On
2026-06-25
Possession
30 DAYS
Listed By
ROYAL HERITAGE REALTY LTD.

Rooms

Room Level Dimensions
Other Basement 28′ 0″ × 11′ 0″
Sunroom Main 12′ 4″ × 6′ 8″
Living Room Main 19′ 5″ × 11′ 2″
Other Main 16′ 0″ × 3′ 4″
Bedroom Main 17′ 5″ × 7′ 5″
Bathroom Main 7′ 8″ × 7′ 4″
Living Room Main 9′ 5″ × 7′ 7″
Kitchen Main 16′ 7″ × 11′ 2″
Living Room Main 19′ 5″ × 11′ 2″
Living Room Main 9′ 5″ × 7′ 7″

Features

Interior

  • Propane Tank
  • Water Heater Owned

Property

  • Beach
  • Campground
  • Golf
  • Lake Access
  • Library
  • Park
Included
Fridge, Stove
Excluded
ATV, Aluminum Boat, Shed tools, Paper shredder, microwave, toaster, coffee machine freezer, Coca-Cola mini fridge, Tall dresser/mirror dresser, Orange chair, Bedroom & Living room Tv, Computers & printer, Green computer chair, Glass displays, nick-knacks, personal photos, nick-knacks, Ac floor unit

Mortgage calculator

Minimum for this price: $15,500 (5%)

Amortization, years

Estimated mortgage payment

$1,373 per month

Principal and interest
$1,373
Property tax
$148
Condo fees
$63
Estimated monthly cost
$1,583

Your mortgage

Mortgage amount
$248,000
Mortgage insurance
Not needed
Interest over 25 years
$163,784

Cash to close

Down payment
$62,000
Land transfer tax
$3,125
Total, before legal fees
$65,125
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1021 Spruce Trail 15, Frontenac, ON K0H 1B0 45 - Frontenac Centre, Frontenac, ON K0H 1B0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$310,000 1021 Spruce Trail 15, Frontenac, ON K0H 1B0
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