Gurvinder Nokwal REALTOR®
For Sale Detached 44 days on market

$999,900

Est. payment $4,427/moCalculate yours

1027 Scott Lane, Lake of Bays, ON P1H 2J6

Finlayson, Lake of Bays, ON P1H 2J6

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 1,500 Sq Ft

Listing courtesy of Sotheby's International Realty Canada MLS® X13749530

About this home

A private waterfront retreat with the warmth and character of an authentic Pan-Abode cedar log home, set on the tranquil shores of Oxbow Lake in the Township of Lake of Bays. Just 30 minutes from Huntsville, this four-season property offers a peaceful rural setting without sacrificing convenient access to shopping, dining and everyday essentials. Known locally as “Fatty’s Lake,” Oxbow Lake spans approximately 170 hectares, with clear, deep water, rocky shorelines, sandy shallows and excellent fishing. The home’s east-facing exposure captures beautiful sunrises over calm, sheltered water, while afternoon sun fills the wraparound deck. Inside, rich cedar walls, vaulted ceilings, exposed timber beams and a wood-burning stove create the inviting atmosphere of a classic Muskoka retreat. The three-bedroom, two-bathroom layout includes a lake-facing kitchen with ample storage and a dishwasher, a primary ensuite with a soaker tub, and a bright three-season sunroom that opens directly onto the deck. At the shoreline, a private dock provides effortless access to the lake. An electrical serviced waterfront bunkie with a screened porch offers additional space for guests, children or quiet afternoons by the water. Thoughtfully equipped for year-round enjoyment, the property also features propane forced-air heating, a year-round lake water intake with UV treatment, sump pump, an attached single-car garage connected by a breezeway, two storage sheds and an outdoor workbench. Whether envisioned as a weekend escape from the city or a full-time home immersed in nature, this is an opportunity to experience the privacy and simplicity of lakeside living-within easy reach of Huntsville and the best of Muskoka.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Crawl Space, Partial Basement

Building & Systems

Heating
Forced Air (Propane)
Cooling
None
Exterior
Log
Foundation
Unknown
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
219.42 x 200 Feet
Parking
Attached garage · 5 total

Financial

Property Taxes
$3,661 (2025)

Location

Neighbourhood
Finlayson
Cross Street
Limberlost x Scott Lane
Direction Faces
West

Listing

MLS® Number
X13749530
Days on Market
44
Listed On
2026-09-04
Listed By
Sotheby's International Realty Canada

Rooms

Room Level Dimensions
Sunroom Main 13′ 3″ × 9′ 11″
Bathroom Main 12′ 4″ × 3′ 10″
Bedroom Main 16′ 2″ × 10′ 7″
Bedroom 3 Main 11′ 7″ × 13′ 8″
Living Room Main 25′ 10″ × 15′ 7″
Bathroom Main 8′ 1″ × 8′ 9″
Bedroom 2 Main 12′ 4″ × 8′ 0″
Kitchen Main 15′ 5″ × 14′ 3″

Features

Interior

  • Primary Bedroom - Main Floor
  • Carpet Free
  • Propane Tank
  • Storage
  • Water Heater Owned
  • Other
  • Workbench
  • Water Treatment
  • Water Heater

Property

  • Lake/Pond
  • Waterfront
  • Wooded/Treed
  • Lake Access
  • Clear View

Pool

  • None
Included
Fridge, Stove, Microwave, Dishwasher, Washer, Dryer
Excluded
Sellers Personal Items - Some furniture could be negotiated.
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $74,990 (7.5%)

Amortization, years

Estimated mortgage payment

$4,427 per month

Principal and interest
$4,427
Property tax
$305
Estimated monthly cost
$4,732

Your mortgage

Mortgage amount
$799,920
Mortgage insurance
Not needed
Interest over 25 years
$528,282

Cash to close

Down payment
$199,980
Land transfer tax
$16,473
Total, before legal fees
$216,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1027 Scott Lane, Lake of Bays, ON P1H 2J6 Finlayson, Lake of Bays, ON P1H 2J6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$999,900 1027 Scott Lane, Lake of Bays, ON P1H 2J6
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