Gurvinder Nokwal REALTOR®
For Sale Detached 164 days on market

$599,900 ↓ $20,000 from $619,900

Est. payment $2,656/moCalculate yours

1027 Spencers Trail, Highlands East, ON K0M 1X0

Glamorgan, Highlands East, ON K0M 1X0

  • 3 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of Royal LePage Lakes Of Haliburton MLS® X13095752

About this home

Welcome to your perfect four-season lakeside retreat-where comfort, convenience, and classic cottage charm come together beautifully. This renovated 3-bedroom cottage offers excellent year-round access, making it ideal as both a weekend escape or a year round destination. Set on a gently sloping lot that leads effortlessly to the water’s edge, the property is perfect for all ages and provides easy enjoyment of all Salerno Lake has to offer. Inside, the cottage features a functional and comfortable layout with a bright living space designed for easy living. The expansive sunroom is an inviting space to relax with your morning coffee or unwind after a day on the water. Step outside to the large deck and take in stunning lake views, an ideal spot for entertaining, dining, or simply soaking up the peaceful surroundings. The lake itself is a standout feature, offering plenty of room for watersports, swimming, and boating, along with great fishing right off your dock. Recent upgrades provide peace of mind and modern efficiency and, include a heat pump, heated waterline, new flooring, upgraded appliances, refreshed kitchen, remodeled bathroom with convenient laundry facilities, new windows, and an newer deck. Property comes with everything included allowing you to move in and enjoy without the hassle. Whether you’re looking to relax, entertain, or explore the outdoors, this turnkey waterfront property delivers it all.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Extension
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Heat Pump (Electric)
Cooling
None
Exterior
Wood
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
107 x 157 Feet
Parking
None garage · 4 total
Zoning
LSR - Limited Service Residential

Financial

Property Taxes
$3,148 (2025)

Location

Neighbourhood
Glamorgan
Cross Street
Irondale Rd. & Salerno Lake Rd.
Direction Faces
East

Listing

MLS® Number
X13095752
Days on Market
164
Listed On
2026-05-07
Possession
Flexible
Listed By
Royal LePage Lakes Of Haliburton

Rooms

Room Level Dimensions
Sunroom Main 23′ 6″ × 7′ 7″
Bedroom Main 9′ 9″ × 9′ 8″
Living Room Main 17′ 8″ × 13′ 7″
Dining Room Main 13′ 7″ × 13′ 7″
Bedroom 2 Main 9′ 10″ × 9′ 9″
Bedroom 3 Main 9′ 9″ × 9′ 8″
Bathroom Main 8′ 10″ × 7′ 5″
Kitchen Main 10′ 4″ × 10′ 1″

Features

Interior

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Property

  • Lake/Pond
  • Waterfront
  • Wooded/Treed

Pool

  • None
Included
As viewed
Excluded
Personal Items

Mortgage calculator

Minimum for this price: $34,990 (5.83%)

Amortization, years

Estimated mortgage payment

$2,656 per month

Principal and interest
$2,656
Property tax
$262
Estimated monthly cost
$2,919

Your mortgage

Mortgage amount
$479,920
Mortgage insurance
Not needed
Interest over 25 years
$316,948

Cash to close

Down payment
$119,980
Land transfer tax
$8,473
Total, before legal fees
$128,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1027 Spencers Trail, Highlands East, ON K0M 1X0 Glamorgan, Highlands East, ON K0M 1X0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,900 1027 Spencers Trail, Highlands East, ON K0M 1X0
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