Gurvinder Nokwal REALTOR®
For Sale Detached 11 days on market

$1,175,000

Est. payment $5,203/moCalculate yours

1039 Ann Street, Muskoka Lakes, ON P1P 1R2

Wood (Muskoka Lakes), Muskoka Lakes, ON P1P 1R2

  • 2 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of Re/Max Professionals North MLS® X13870996

About this home

Welcome to this charming 2 bedroom, 1 bathroom A-frame cottage on Lake Muskoka, offering an expansive East exposure with spectacular sunrises. Set on approximately 0.46 acres with 129 feet of shoreline, this property combines classic Muskoka character with excellent potential for future development. The cottage has seen numerous recent improvements, including a new kitchen with appliances in 2021, a new red steel roof and skylights in 2022, insulated walls in 2022, and a new hot water heater in 2025. The decks and railings have been replaced, along with the walkways, while the interior of the charming bunkie has also been refinished. Enjoy the forested lakeside hot tub, quaint bunkie and a large permanent dock, great for entertaining, with deep enough water for jumping in and boat mooring. The septic system was recently inspected by the Township and passed certification, providing added peace of mind. Whether you’re looking for a wonderful Muskoka getaway to enjoy as-is or a property with the potential to create something more substantial, this is an excellent opportunity to own a special Lake Muskoka property.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Total Rooms
5
Basement
None

Building & Systems

Heating
Other (Wood)
Cooling
None
Exterior
Aluminum Siding
Foundation
Concrete Block, Piers
Roof
Metal
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
123 x 258 Feet
Parking
None garage · 4 total
Zoning
WR5

Financial

Property Taxes
$3,771 (2025)

Location

Neighbourhood
Wood (Muskoka Lakes)
Cross Street
Walkers Point Rd to Ann St. Follow to 1039.
Direction Faces
South

Listing

MLS® Number
X13870996
Days on Market
11
Listed On
2026-10-07
Possession
Immediate
Listed By
Re/Max Professionals North

Rooms

Room Level Dimensions
Bedroom Second 9′ 0″ × 7′ 8″
Kitchen Main 12′ 5″ × 11′ 9″
Living Room Main 11′ 8″ × 18′ 1″
Primary Bedroom Second 12′ 0″ × 9′ 5″
Bathroom Main 5′ 5″ × 6′ 0″

Features

Interior

  • None

Property

  • Cul de Sac/Dead End
  • Lake Access
  • Lake/Pond
  • Wooded/Treed
  • Waterfront
  • Sloping

Pool

  • None
Included
Being sold Turn-key excluding exclusions list
Excluded
basket above refrigerator, miscellaneous tools, outdoor wicker furniture and pillows, glass top table with 4 chairs, personal belongings, wake board in bunkie, BBQ at roadside
Rental items
none

Mortgage calculator

Minimum for this price: $92,500 (7.87%)

Amortization, years

Estimated mortgage payment

$5,203 per month

Principal and interest
$5,203
Property tax
$314
Estimated monthly cost
$5,517

Your mortgage

Mortgage amount
$940,000
Mortgage insurance
Not needed
Interest over 25 years
$620,794

Cash to close

Down payment
$235,000
Land transfer tax
$19,975
Total, before legal fees
$254,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1039 Ann Street, Muskoka Lakes, ON P1P 1R2 Wood (Muskoka Lakes), Muskoka Lakes, ON P1P 1R2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,175,000 1039 Ann Street, Muskoka Lakes, ON P1P 1R2
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