$499,900
Est. payment $2,213/moCalculate yours
104 King Street, Minto, ON N0G 2P0
Minto, Minto, ON N0G 2P0
- 2 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of REAL BROKER ONTARIO LTD. MLS® X13023806
About this home
Welcome to 104 King Street, Palmerston - where smart buyers get exceptional value. If you’re buying your first home or looking to simplify without sacrificing space, this well-maintained 3-bedroom, 1-bathroom bungalow offers the perfect combination of affordability, comfort, and long-term value. Lovingly cared for by the same owner for more than 40 years, this home is move-in ready with major updates already completed, allowing you to buy with confidence. Designed for easy one-level living, the functional layout is complemented by gas forced-air heating, central air conditioning, and a cozy gas fireplace for year-round comfort. Recent improvements include a new gas furnace (December 2024), owned water softener (2021), owned gas water heater, plus updated plumbing and electrical-saving you from costly upgrades after you move in. Situated on a generous 82 x 130 ft lot, there’s plenty of room to enjoy the outdoors. Relax on the spacious 14 x 18 covered back deck, entertain family and friends, or take advantage of the utility shed and generator system for added convenience and peace of mind. Located in the welcoming community of Palmerston, you’ll enjoy small-town living with everyday amenities nearby while remaining within an hour of Guelph, Orangeville, and the beautiful shores of Lake Huron. Fergus and Arthur are also just a short drive away for additional shopping, dining, and services. Whether you’re taking your first step into homeownership or downsizing into a home that’s easy to maintain without compromising on property size or quality, 104 King Street delivers outstanding value and the opportunity to make a smart investment in your future.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Shingle
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 82.62 x 132.19 Feet
- Parking
- None garage · 3 total
- Zoning
- A2
Financial
- Property Taxes
- $2,650 (2025)
Location
- Neighbourhood
- Minto
- Cross Street
- Line 93
- Direction Faces
- East
Listing
- MLS® Number
- X13023806
- Days on Market
- 180
- Listed On
- 2026-04-21
- Possession
- Immediate
- Listed By
- REAL BROKER ONTARIO LTD.
Rooms
Features
Interior
- Sump Pump
- Generator - Full
- Water Softener
- Water Heater Owned
Property
- Greenbelt/Conservation
- Hospital
- Library
- School Bus Route
- School
Pool
- None
- Included
- Dishwasher, Dryer, Refrigerator, Stove, Washer, Negotiable items: generator, contents of shed, furniture in home
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $221
- Condo fees
- $0
- Estimated monthly cost
- $2,434
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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