Gurvinder Nokwal REALTOR®
For Sale Detached 54 days on market

$3,495,000 ↓ $300,000 from $3,795,000

Est. payment $15,475/moCalculate yours

1041 Ann Street 4, Muskoka Lakes, ON P1P 1R2

Wood (Muskoka Lakes), Muskoka Lakes, ON P1P 1R2

  • 4 Beds
  • 3 Baths
  • 2 Garage
  • 1,500 Sq Ft

Listing courtesy of Johnston & Daniel Rushbrooke Realty MLS® X13709534

About this home

Discover a cherished family retreat on Walkers Bay, where generations have celebrated summers together on Lake Muskoka. Set on 205′ of beautiful shoreline, this winterized cottage has more than 2,600 sq. ft. of living space with 4 bedrooms and 3 full bathrooms across two levels, all designed for effortless lakeside entertaining. Walls of windows and sliding glass doors fill the open-concept main level with natural light and frame island-dotted views. Pine accents and a wood-burning fireplace give the living area a classic cottage character. The lakeside deck is made for barbecues and time with friends. The main-floor primary suite has lake views, a 3-piece ensuite and a walkout to the deck. Two bedrooms, a 4-pc bathroom, laundry and lake-view office are also on this level. Off the living room, the screened Muskoka Room is a favourite place to dine, relax and enjoy gorgeous views down the lake. Downstairs, there is a family room with a wood-burning fireplace and a large wet bar, a bedroom, and a 3-piece bathroom. A walkout leads to a shaded lakeside deck, ideal on hot summer days and another Muskoka Room. Outside, landscaped grounds and level grassy areas give children plenty of room to play. At the shoreline, toddlers will love the gentle water entry, and deep water off the dock invites everyone else to jump in. The protected waters of family-friendly Walkers Bay are ideal for waterskiing, tubing, paddleboarding and kayaking. A lakeside sauna sits near the shoreline, accompanied by a 2-story, 2-slip boathouse complete with lifts. The boathouse upper level features a separate guest setup complete with a kitchenette, bathroom, living room, and a private sundeck. A 2-car garage, ample parking and a backup generator make every stay easy. Just 15 minutes from Bala’s shops and restaurants, 20 minutes from Gravenhurst and 10 minutes from tennis courts and hiking trails, this is a wonderful opportunity for a new family to make this idyllic cottage their own.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
3
Kitchens
1
Basement
Finished with Walk-Out

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Wood
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
205 x 203 Feet
Parking
Detached garage · 10 total
Zoning
WR5

Financial

Property Taxes
$9,027 (2026)

Location

Neighbourhood
Wood (Muskoka Lakes)
Cross Street
Walkers Pt Rd and Ann St.
Direction Faces
East

Listing

MLS® Number
X13709534
Days on Market
54
Listed On
2026-08-25
Possession
Flexible
Listed By
Johnston & Daniel Rushbrooke Realty

Rooms

Room Level Dimensions
Bathroom Main 10′ 9″ × 5′ 9″
Bathroom Lower 7′ 8″ × 4′ 10″
Kitchen Main 11′ 2″ × 9′ 10″
Family Room Lower 32′ 11″ × 16′ 4″
Bedroom Lower 15′ 9″ × 13′ 5″
Bathroom Main 7′ 7″ × 5′ 3″
Primary Bedroom Main 14′ 1″ × 10′ 11″
Other Lower 9′ 8″ × 7′ 5″
Sunroom Main 15′ 8″ × 15′ 7″
Living Room Main 34′ 3″ × 15′ 2″
Office Main 10′ 11″ × 9′ 10″
Bedroom Main 10′ 9″ × 10′ 9″
Bedroom Main 10′ 9″ × 10′ 0″

Features

Interior

  • Water Heater Owned

Property

  • Waterfront
  • Wooded/Treed
  • Golf

Pool

  • None
Included
Appliances in Cottage and Boathouse.
Rental items
Propane Tanks

Mortgage calculator

Minimum for this price: $699,000 (20%)

Amortization, years

Estimated mortgage payment

$15,475 per month

Principal and interest
$15,475
Property tax
$752
Estimated monthly cost
$16,227

Your mortgage

Mortgage amount
$2,796,000
Mortgage insurance
Not needed
Interest over 25 years
$1,846,531

Cash to close

Down payment
$699,000
Land transfer tax
$73,850
Total, before legal fees
$772,850
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1041 Ann Street 4, Muskoka Lakes, ON P1P 1R2 Wood (Muskoka Lakes), Muskoka Lakes, ON P1P 1R2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$3,495,000 1041 Ann Street 4, Muskoka Lakes, ON P1P 1R2
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