$425,000
↓ $24,999 from $449,999
Est. payment $1,882/moCalculate yours
1045 Bay Street, Norfolk, ON N0E 1M0
Port Rowan, Norfolk, ON N0E 1M0
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE TRIUS REALTY MLS® X13505910
About this home
INVESTMENT OPPORTUNITY WITH COMMERCIAL ZONING! Welcome to 1045 Bay Street in the heart of Port Rowan, a unique property offering exceptional flexibility and income potential. Zoned for commercial use, this property opens the door to a variety of business, investment, and mixed-use possibilities. Whether you’re an entrepreneur looking to operate a business from home, an investor seeking multiple revenue streams, or someone looking for a property with future development potential or just enjoy being close to lakeside living, this is an opportunity worth exploring. The property features ample space to generate additional income through rental opportunities, home-based business operations, or other permitted commercial ventures. Situated in a high-visibility location within a growing lakeside community, you’ll benefit from excellent exposure while being just minutes from local amenities, marinas, and the renowned Long Point area. Properties offering this combination of commercial zoning, income potential, and prime location are increasingly hard to find. Unlock the possibilities and discover the value this versatile property has to offer. Book your private showing today!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Other)
- Cooling
- None
- Exterior
- Aluminum Siding
- Foundation
- Unknown
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40.57 x 86.59 Feet
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $1,841 (2025)
Location
- Neighbourhood
- Port Rowan
- Cross Street
- Centre Street
- Direction Faces
- West
Listing
- MLS® Number
- X13505910
- Days on Market
- 110
- Listed On
- 2026-06-30
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE TRIUS REALTY
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Negotiable
Mortgage calculator
Estimated mortgage payment
$1,882 per month
- Principal and interest
- $1,882
- Property tax
- $153
- Condo fees
- $0
- Estimated monthly cost
- $2,035
Your mortgage
- Mortgage amount
- $340,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $224,542
Cash to close
- Down payment
- $85,000
- Land transfer tax
- $4,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $89,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.