$1,299,900
↓ $100,000 from $1,399,900
Est. payment $5,756/moCalculate yours
105 Spruce Drive, Huntsville, ON P0B 1L0
Stephenson, Huntsville, ON P0B 1L0
- 3 + 1 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Coldwell Banker Thompson Real Estate MLS® X13695232
About this home
In the heart of Port Sydney, just a short walk to the beach on Mary Lake, this 2021-built bungalow is an expression of modern design & craftsmanship. The home’s contemporary façade is defined by clean lines & a striking profile. Inside, the foyer welcomes with heated stone floors, establishing the refined aesthetic carried throughout. The principal living space unfolds in an open-concept arrangement, anchored by a natural gas fireplace in the living room with a screened-in Muskoka room just beyond for extended seasonal enjoyment. The kitchen is centred around a substantial waterfall quartz island & a natural gas stove with integrated downdraft that preserves uninterrupted sightlines, while the adjacent dining area is appointed with a built-in wine rack & bar fridge. Oversized sliding doors fill the space with natural light & create a seamless transition to the rear yard, where a stone patio, extensive gardens, fenced grounds & an adorable treehouse that mirrors the home’s design complete the setting. The primary suite offers a walk-through closet leading to a beautifully detailed 4-pc ensuite with heated floors, glass shower with linear drain & double vanity. A stylish 4-pc bathroom with heated floors serves 2 guest bedrooms. The laundry/mudroom continues the elevated aesthetic with heated floors, a beautiful sink, dedicated pet shower & inside entry from the garage. The fully finished lower level extends the home’s cohesion with a spacious rec room & 2nd natural gas fireplace, a 4th bedroom, integrated office nook & dedicated gym. A 3-pc bathroom with heated floors & glass shower maintains design continuity. Two storage rooms & a generous utility room provide exceptional organization. With natural gas forced-air furnace, central air conditioning, fibre-optic internet, drilled well, septic system & curbside garbage collection, this residence offers modern luxury within the charming community of Port Sydney.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 0-5
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Insulated Concrete Form
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 199.8 Feet
- Parking
- Attached garage · 6 total
- Zoning
- CR (R1-0607)
Financial
- Property Taxes
- $4,299 (2025)
Location
- Neighbourhood
- Stephenson
- Cross Street
- Muskoka Rd 10 & Spruce Dr
- Direction Faces
- South
Listing
- MLS® Number
- X13695232
- Days on Market
- 59
- Listed On
- 2026-08-20
- Possession
- Flexible
- Listed By
- Coldwell Banker Thompson Real Estate
Rooms
Features
Interior
- Bar Fridge
- ERV/HRV
- Primary Bedroom - Main Floor
- Sewage Pump
- Sump Pump
- Water Heater Owned
Property
- Beach
- Golf
- Lake Access
- School
Pool
- None
- Included
- All TV Wall Mounts, All Window Coverings, Dishwasher, Fridge, Stove, Bar Fridge, Washer, Dryer, Garage Door Opener & Remote(s), Owned Hot Water Tank, All Bathroom Mirrors
- Excluded
- Play Structure, Fridge in Garage, Personal Items, All Staging Materials
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$5,756 per month
- Principal and interest
- $5,756
- Property tax
- $358
- Condo fees
- $0
- Estimated monthly cost
- $6,114
Your mortgage
- Mortgage amount
- $1,039,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $686,783
Cash to close
- Down payment
- $259,980
- Land transfer tax
- $22,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $282,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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