Gurvinder Nokwal REALTOR®
For Sale Other 276 days on market

$13,000

Est. payment $58/moCalculate yours

1052 RAT BAY Road 105-10, Lake of Bays, ON P1H 2J6

Franklin, Lake of Bays, ON P1H 2J6

  • 2 Beds
  • 1 Baths
  • 500 Sq Ft
Map

Listing courtesy of Chestnut Park Real Estate MLS® X12703748

About this home

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a timeshare; you actually own a share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval for five weeks per year including one fixed core summer week plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. If it’s rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 105 Deerview. Week 10 is the “core week” or fixed week for this unit. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview in 2026 is $4,629 + HST. Core week in 2026 starts Saturday, August 29, 2026. Remaining weeks in 2026 for this unit start on February 28, June 6, October 24, December 19/2026. All cottages are PET-FREE and Smoke-free. There is no HST for resale units. This is an amazing trouble-free way to enjoy cottage life in Muskoka. Everything is taken care of for you. All you need to do is enjoy being here and there is so much to do. Hidden Valley skiing, Arrowhead Park, Algonquin Park, world class golf, and fantastic facilities at Blue Water Acres.

Property details

Overview

Property Type
Other
Style
Bungalow
For
For Sale
Status
New
Approximate Age
16-30
Size
500 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Total Rooms
7
Basement
None

Building & Systems

Heating
Baseboard (Propane)
Cooling
Wall Unit(s)
Exterior
Wood
Foundation
Block
Roof
Shingles

Lot & Parking

Parking
None garage · 1 total
Zoning
Waterfront Resort Commercial with an exception

Financial

Condo Fee
$386/mo
Fee Includes
Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included
Pets
No

Location

Neighbourhood
Franklin
Cross Street
From Huntsville: East on Hwy 60 to South Portage Road, South to Rat Bay Road, to Blue Water Acres

Listing

MLS® Number
X12703748
Days on Market
276
Listed On
2026-01-15
Listed By
Chestnut Park Real Estate

Rooms

Room Level Dimensions Features
Living Room Main 9′ 10″ × 11′ 11″ Fireplace
Bathroom Main 5′ 8″ × 6′ 10″ -
Primary Bedroom Main 11′ 8″ × 9′ 5″ -
Bedroom Main 9′ 2″ × 7′ 11″ -
Dining Room Main 7′ 0″ × 8′ 0″ -
Sunroom Main 7′ 6″ × 19′ 2″ -
Kitchen Main 7′ 0″ × 7′ 3″ -

Features

Interior

  • Water Heater
Included
As viewed as part of fractional ownership, fully furnished

Mortgage calculator

Minimum for this price: $650 (5%)

Amortization, years

Estimated mortgage payment

$58 per month

Principal and interest
$58
Property tax
$0
Condo fees
$386
Estimated monthly cost
$443

Your mortgage

Mortgage amount
$10,400
Mortgage insurance
Not needed
Interest over 25 years
$6,868

Cash to close

Down payment
$2,600
Land transfer tax
$65
Total, before legal fees
$2,665
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1052 RAT BAY Road 105-10, Lake of Bays, ON P1H 2J6 Franklin, Lake of Bays, ON P1H 2J6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$13,000 1052 RAT BAY Road 105-10, Lake of Bays, ON P1H 2J6
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