Gurvinder Nokwal REALTOR®
For Sale Other 253 days on market

$78,900

Est. payment $349/moCalculate yours

1052 RAT BAY Road 112-8, Lake of Bays, ON P1H 2J6

Franklin, Lake of Bays, ON P1H 2J6

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft
Map

Listing courtesy of Chestnut Park Real Estate MLS® X12768528

About this home

Blue Water Acres fractional ownerships resort has almost 50 acres of Muskoka paradise and 300 feet of South facing frontage on Lake of Bays. The 112 Meadowvale THREE BEDROOM cottage is one of the nicest at the resort and has a lovely view of the lake. All cottages have a propane fireplace. This is NOT a timeshare although some think it is similar. It is a FRACTIONALownership. You actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails. You can moor your own boat for your weeks during boating season. This 3 bedroom cottage is called 112 Meadowvale, Week 8. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee for each owner for the 112 Meadowvale in 2026 is $5,561.06 + HST. Core Week 8 starts on Saturday, August 15 in 2026. The remaining weeks in 2026 start on Feb 14, May 23, Oct 10, and Dec 5, 2026. Laundry is conveniently located right in the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke free. Interval International allows you to deposit/trade your weeks at Blue Water Acres for other luxury resorts around the world. Note that the interior photos are for a similar cottage but the exterior photos are for 112.

Property details

Overview

Property Type
Other
Style
Bungalow
For
For Sale
Status
New
Approximate Age
16-30
Size
1,200 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Total Rooms
9
Basement
None

Building & Systems

Heating
Baseboard (Propane)
Cooling
Wall Unit(s)
Exterior
Wood
Foundation
Block
Roof
Shingles
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
25-49.99 acres
Parking
None garage · 4 total
Zoning
Waterfront Resort Commercial with an exception

Financial

Condo Fee
$463/mo
Fee Includes
Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included, Building Insurance Included
Pets
No

Location

Neighbourhood
Franklin
Cross Street
South Portage Rd
Direction Faces
South

Listing

MLS® Number
X12768528
Days on Market
253
Listed On
2026-02-07
Listed By
Chestnut Park Real Estate

Rooms

Room Level Dimensions
Bathroom Main 5′ 11″ × 10′ 5″
Bedroom Main 12′ 7″ × 13′ 5″
Living Room Main 19′ 8″ × 26′ 2″
Primary Bedroom Main 12′ 8″ × 16′ 6″
Kitchen Main 16′ 3″ × 16′ 7″
Bedroom Main 12′ 9″ × 14′ 2″
Dining Room Main 11′ 5″ × 16′ 7″
Sunroom Main 11333′ 0″ × 17′ 7″
Bathroom Main 9′ 4″ × 12′ 11″

Features

Interior

  • Water Heater

Pool

  • None
Included
Fully furnished as viewed as part of fractional
Excluded
personal items

Mortgage calculator

Minimum for this price: $3,945 (5%)

Amortization, years

Estimated mortgage payment

$349 per month

Principal and interest
$349
Property tax
$0
Condo fees
$463
Estimated monthly cost
$813

Your mortgage

Mortgage amount
$63,120
Mortgage insurance
Not needed
Interest over 25 years
$41,686

Cash to close

Down payment
$15,780
Land transfer tax
$514
Total, before legal fees
$16,294
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1052 RAT BAY Road 112-8, Lake of Bays, ON P1H 2J6 Franklin, Lake of Bays, ON P1H 2J6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$78,900 1052 RAT BAY Road 112-8, Lake of Bays, ON P1H 2J6
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