Gurvinder Nokwal REALTOR®
For Sale Other 100 days on market

$55,900 ↓ $4,000 from $59,900

Est. payment $248/moCalculate yours

1052 RAT BAY Road 115-10, Lake of Bays, ON P1H 2J6

Franklin, Lake of Bays, ON P1H 2J6

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft
Map

Listing courtesy of Chestnut Park Real Estate MLS® X13547454

About this home

Blue Water Acres fractional ownerships resort has almost 50 acres of Muskoka paradise and 300 feet of South facing frontage on Lake of Bays. The 115 Meadowvale THREE BEDROOM cottage and has only two steps into the cottage. All cottages have a propane fireplace. This is NOT a timeshare although some think it is similar. It is a FRACTIONALownership. You actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails. You can moor your own boat for your weeks during boating season. This 3 bedroom cottage is called 115 Meadowvale, Week 10. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee for EACH owner for the 115 Meadowvale in 2026 is $5,561.06 + HST. Core Week 10 starts on Sunday, August 30 in 2026. The remaining weeks in 2026 start(ed) on March 1, June 7, October 25, and Christmas week December 20, 2026. Laundry is conveniently located right in the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free. Do you like to travel around the world? Interval International allows you to deposit/trade your weeks at Blue Water Acres for other luxury resorts around the world which is a huge feature! Note that the interior photos are for a similar cottage but the exterior photos are for 115. This a great deal for the 3 bedroom Meadowvale. Seller is motivated and is willing to forgive the maintenance fees for the last two weeks of 2026 which they have already paid. Adding even more value.

Property details

Overview

Property Type
Other
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
16-30
Size
1,200 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Total Rooms
9
Basement
None

Building & Systems

Heating
Baseboard (Propane)
Cooling
Wall Unit(s)
Exterior
Wood
Foundation
Block
Roof
Shingles

Lot & Parking

Parking
None garage · 4 total
Zoning
Waterfront Resort Commercial with an exception

Financial

Condo Fee
$463/mo
Fee Includes
Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included, Building Insurance Included
Pets
No

Location

Neighbourhood
Franklin
Cross Street
South Portage Rd

Listing

MLS® Number
X13547454
Days on Market
100
Listed On
2026-07-10
Listed By
Chestnut Park Real Estate

Rooms

Room Level Dimensions
Kitchen Main 16′ 3″ × 16′ 7″
Dining Room Main 11′ 5″ × 16′ 7″
Primary Bedroom Main 12′ 8″ × 16′ 6″
Bedroom Main 12′ 7″ × 13′ 5″
Bedroom Main 12′ 9″ × 14′ 2″
Bathroom Main 5′ 11″ × 10′ 5″
Sunroom Main 11333′ 0″ × 17′ 7″
Bathroom Main 9′ 4″ × 12′ 11″
Living Room Main 19′ 8″ × 26′ 2″

Features

Interior

  • Water Heater
Included
As viewed as part of the fractional ownership
Excluded
none

Mortgage calculator

Minimum for this price: $2,795 (5%)

Amortization, years

Estimated mortgage payment

$248 per month

Principal and interest
$248
Property tax
$0
Condo fees
$463
Estimated monthly cost
$711

Your mortgage

Mortgage amount
$44,720
Mortgage insurance
Not needed
Interest over 25 years
$29,534

Cash to close

Down payment
$11,180
Land transfer tax
$284
Total, before legal fees
$11,464
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1052 RAT BAY Road 115-10, Lake of Bays, ON P1H 2J6 Franklin, Lake of Bays, ON P1H 2J6
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$55,900 1052 RAT BAY Road 115-10, Lake of Bays, ON P1H 2J6
Request a showing