Gurvinder Nokwal REALTOR®
For Sale Other 1132 days on market

$49,900 ↓ $1,100 from $51,000

Est. payment $221/moCalculate yours

1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6

Franklin, Lake of Bays, ON P1H 2J6

  • 2 Beds
  • 2 Baths
  • 922 Sq Ft
Map

Listing courtesy of Chestnut Park Real Estate MLS® X10898321

About this home

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don’t use in Interval International or rent them out to help cover the maintenance fees.

Property details

Overview

Property Type
Other
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
11-15
Size
922 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Total Rooms
8
Basement
None

Building & Systems

Heating
Baseboard (Propane)
Cooling
Wall Unit(s)
Exterior
Wood
Foundation
Block
Roof
Shingles
Water
Other
Sewer
Unknown

Lot & Parking

Lot Size
25-49.99 acres
Parking
None garage · 4 total
Zoning
Waterfront Resort Comm'l with exception

Financial

Condo Fee
$427/mo
Fee Includes
Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included
Pets
No

Location

Neighbourhood
Franklin
Cross Street
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Direction Faces
Unknown

Listing

MLS® Number
X10898321
Days on Market
1132
Listed On
2023-09-12
Possession
Flexible
Listed By
Chestnut Park Real Estate

Rooms

Room Level Dimensions
Primary Bedroom Main 17′ 10″ × 11′ 0″
Bathroom Main 10′ 0″ × 12′ 8″
Living Room Main 19′ 3″ × 10′ 0″
Kitchen Main 8′ 8″ × 14′ 2″
Bathroom Main 10′ 10″ × 10′ 10″
Sunroom Main 13′ 9″ × 17′ 8″
Dining Room Main 11′ 0″ × 14′ 2″
Bedroom Main 10′ 8″ × 11′ 0″

Features

Interior

  • Water Heater

Amenities

  • Game Room
  • Gym
  • Party Room/Meeting Room
  • Sauna
  • Tennis Court
  • Visitor Parking

Pool

  • Indoor
Included
fully furnished as viewed
Excluded
none
Rental items
none

Mortgage calculator

Minimum for this price: $2,495 (5%)

Amortization, years

Estimated mortgage payment

$221 per month

Principal and interest
$221
Property tax
$0
Condo fees
$427
Estimated monthly cost
$648

Your mortgage

Mortgage amount
$39,920
Mortgage insurance
Not needed
Interest over 25 years
$26,364

Cash to close

Down payment
$9,980
Land transfer tax
$250
Total, before legal fees
$10,230
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6 Franklin, Lake of Bays, ON P1H 2J6
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$49,900 1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6
Request a showing