$84,900
Est. payment $376/moCalculate yours
1052 Rat Bay Road S 126-5, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays, ON P0A 1H0
- 3 Beds
- 3 Baths
- 3 Garage
- 1,400 Sq Ft
Listing courtesy of RE/MAX Professionals North MLS® X12850002
About this home
Exceptional and affordable family vacation gateway. Enjoy 5 weeks of fractional ownership including one prime fixed week every July and 4 floating weeks throughout the year. This spacious 3- bedroom, 2 bath, fully winterized cottage offers post card-perfect lake views, as being a “first row cottage” there are no other cottages blocking the view. Also offers a large lakeside deck, a bright Muskoka room and a cozy stone fireplace. This cottage comes fully furnished and equipped for comfort and convenience. Blue Water Acres features outstanding amenities such as an indoor heated swimming pool, hot tub, exercise room, games room, owners lounge, several outdoor tennis/ pickleball courts, playground and a superb sand beach with docking facilities. Canoes, kayaks are available for use at the beach. This resort community also offers winter ice skating, snow tubing/ sledding and endless walking trails in the woods. With all these outstanding year round facilities it is guaranteed , no one in the family ever will be bored spending time here. Also close by you can enjoy downhill skiing, golfing, snowmobiling, fine dining. The town of Huntsville is within 15 minutes drive for convenience. Resort fees include all utilities, maintenance, internet, TV. All you need to do is to show up and enjoy.
Property details
Overview
- Property Type
- Co-Ownership Apartment
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- Extension
- Approximate Age
- 16-30
- Size
- 1,400 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Wall Unit(s)
- Exterior
- Wood
- Foundation
- Perimeter Wall, Concrete
- Roof
- Asphalt Shingle
Lot & Parking
- Parking
- None garage · 4 total
- Zoning
- Waterfront ResortComm'l withexeption
Financial
- Condo Fee
- $5,450/mo
- Fee Includes
- Heat Included, Hydro Included, Water Included, Cable TV Included, Building Insurance Included, Condo Taxes Included, Common Elements Included, Parking Included, CAC Included
- Pets
- No
Location
- Neighbourhood
- Franklin
- Cross Street
- South Portage rd and Rat Bay Road
Listing
- MLS® Number
- X12850002
- Days on Market
- 227
- Listed On
- 2026-03-05
- Possession
- Flexible
- Listed By
- RE/MAX Professionals North
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
Property
- Clear View
- Hospital
- Lake/Pond
- Level
- Skiing
- Waterfront
Amenities
- BBQs Allowed
- Club House
- Communal Waterfront Area
- Exercise Room
- Game Room
- Gym
- Included
- All furnishings, equipment of cottage.
Mortgage calculator
Estimated mortgage payment
$376 per month
- Principal and interest
- $376
- Property tax
- $0
- Condo fees
- $5,450
- Estimated monthly cost
- $5,826
Your mortgage
- Mortgage amount
- $67,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $44,856
Cash to close
- Down payment
- $16,980
- Land transfer tax
- $574
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $17,554
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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