$2,399,000
Est. payment $10,622/moCalculate yours
1053 HEMLOCK POINT Lane, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays, ON P1H 2J6
- 3 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of Coldwell Banker Thompson Real Estate MLS® X13487942
About this home
Nestled on 2.5 private acres with an impressive 258 feet of pristine frontage on beautiful Peninsula Lake, this exceptional cottage property offers the perfect blend of luxury, privacy, and lakeside living. Enjoy breathtaking sunset views from the dock while taking advantage of deep-water frontage and outstanding fishing right off the shoreline. The property has been thoughtfully updated with a renovated kitchen, new flooring, upgraded electrical system, modern furnace, Generac generator, and professionally installed landscape lighting, providing both comfort and peace of mind. Designed for entertaining, the waterfront features an incredible dockside experience complete with surround sound, a bar, and an outdoor kitchen, creating the ultimate gathering space for family and friends. The property also offers two double detached garages, providing abundant storage for vehicles, boats, and recreational equipment. Surrounded by mature trees and natural beauty, this private lakeside retreat feels secluded while still offering convenient access to local amenities with close proximity to the town of Huntsville by both car and boat, with 40 miles of boating right from your dock. Whether you’re seeking a family cottage, an entertaining paradise, or a peaceful waterfront escape, this remarkable Peninsula Lake property delivers an unparalleled Muskoka lifestyle.
Property details
Overview
- Property Type
- Rural Residential
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 14
- Basement
- Walk-Out, Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 271 x 363.28 Feet
- Parking
- Attached garage · 10 total
- Zoning
- SRES
Financial
- Property Taxes
- $5,088 (2025)
Location
- Neighbourhood
- Franklin
- Cross Street
- Canal Road to District Rd 23, left on Put-In-Bay, left on Hemlock Point Lane
- Direction Faces
- North
Listing
- MLS® Number
- X13487942
- Days on Market
- 115
- Listed On
- 2026-06-25
- Possession
- Flexible
- Listed By
- Coldwell Banker Thompson Real Estate
Rooms
Features
Interior
- Bar Fridge
- Generator - Full
- Other
- Primary Bedroom - Main Floor
- Propane Tank
- Upgraded Insulation
- Water Treatment
Property
- Clear View
- Lake Access
- Sloping
- Waterfront
Pool
- None
- Included
- All furnishings as viewed
- Excluded
- Personal Items, and staging items
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$10,622 per month
- Principal and interest
- $10,622
- Property tax
- $424
- Condo fees
- $0
- Estimated monthly cost
- $11,046
Your mortgage
- Mortgage amount
- $1,919,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,267,476
Cash to close
- Down payment
- $479,800
- Land transfer tax
- $46,450
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $526,250
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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