$3,490,000
Est. payment $15,453/moCalculate yours
1059 Bona Vista Road, Lake of Bays, ON P1H 2J3
Franklin, Lake of Bays, ON P1H 2J3
- 3 Beds
- 2 Baths
- 2,500 Sq Ft
Listing courtesy of Harvey Kalles Real Estate Ltd. MLS® X13713472
About this home
Within the Bona Vista enclave on Lake of Bays, this property reaches from the water back into 35 acres of shared land, owned and reserved for members of the Bona Vista Cottagers Association. Private trails wind through the property to picnic spots overlooking Dreamhaven Lake, walked in summer and snowshoed in winter, and the protected water is well suited to paddling. With 160 feet of frontage on Lake of Bays, the setting moves from forest to shoreline across a single property. Built in 2016 with ICF construction for year-round efficiency, the 1.5-storey home centres on an open-concept living space where expansive windows keep the water in view and a wood-burning fireplace anchors the room after dark. The main floor has a bedroom and full bath for single-level living, with two more bedrooms and a second full bath upstairs. A four-season Muskoka room with a propane fireplace extends the usable space into the colder months. Outside, two separate bunkies add flexible room for guests, hobbies, or storage. At the shoreline, the boathouse is the rare piece: a single-slip, two-storey design with full accommodations above, a 3-piece bathroom, and a private balcony over the water. Two-storey boathouses like this one are no longer permitted on Lake of Bays, which makes the living space at the water’s edge something that cannot be replicated on a new build. Set on nearly an acre with year-round access, the property runs on forced air heating, fibre internet, and a drilled well, making it as workable as a full-time residence as it is a four-season retreat. From the trails at the back to the room above the water, it covers ground that few Lake of Bays properties can.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished, Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Insulated Concrete Form, Piers
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 160 x 218 Feet
- Parking
- None garage · 6 total
- Zoning
- WR
Financial
- Property Taxes
- $8,636 (2026)
Location
- Neighbourhood
- Franklin
- Cross Street
- South Portage Rd / Bona Vista Rd
- Direction Faces
- East
Listing
- MLS® Number
- X13713472
- Days on Market
- 53
- Listed On
- 2026-08-26
- Possession
- Flexible
- Listed By
- Harvey Kalles Real Estate Ltd.
Rooms
Features
Interior
- ERV/HRV
- Water Heater Owned
- Water Softener
Property
- Beach
- Marina
- Lake Backlot
Pool
- None
- Included
- Refrigerator, Electric range, Dishwasher, Beverage fridge, Over-the-range microwave, Generator, Washer, Dryer
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$15,453 per month
- Principal and interest
- $15,453
- Property tax
- $720
- Condo fees
- $0
- Estimated monthly cost
- $16,173
Your mortgage
- Mortgage amount
- $2,792,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,843,889
Cash to close
- Down payment
- $698,000
- Land transfer tax
- $73,725
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $771,725
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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