$679,900
Est. payment $3,010/moCalculate yours
106 Coldstream Road, Kawartha Lakes, ON K0M 1N0
Fenelon Falls, Kawartha Lakes, ON K0M 1N0
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Revel Realty Inc. MLS® X13683356
About this home
Welcome to 106 Coldstream Road. This rare waterfront retreat offering the perfect blend of year round living and cottage lifestyle on the scenic Rosedale River. Set on a sprawling and beautifully maintained 0.76-acre property, this updated home showcases breathtaking river views, exceptional boating access, and a separate fully equipped boathouse with private wet slip accommodations.The main residence features 3 bedrooms and 1 updated bathroom with a bright open-concept layout designed to maximize natural light and water views. Thoughtful updates include renovated kitchen and bathroom spaces with main floor laundry, updated windows and flooring. Major mechanical improvements provide peace of mind with a propane furnace (approx. 3 years), central air conditioning, and roof shingles replaced approximately 4 years ago. The spacious primary bedroom offers a private walkout deck overlooking the river the perfect place to enjoy peaceful mornings by the water. Adding incredible versatility to the property is the detached boathouse featuring a 15 x 24 wet slip, kitchen, bathroom, 2 bedrooms, separate holding tank, and guest accommodations ideal for extended family or weekend visitors. Enjoy approximately 130 feet of pristine waterfront with a clean gravel and sandy bottom, excellent for swimming, fishing, and boating. Cruise with ease to beautiful Cameron Lake or prestigious Balsam Lake through the historic Rosedale Lock. A brand new side deck off the living room provides the ultimate setting to unwind while taking in spectacular nightly sunsets and panoramic skyline views.Additional features include a Generac backup generator, ample outdoor space, and a convenient location just a short drive or boat ride to the charming shops and restaurants of Fenelon Falls, all within approximately 1.5 hours of the GTA. A truly exceptional waterfront opportunity ready to be enjoyed in every season.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 49 x 279 Feet
- Parking
- Detached garage · 11 total
- Zoning
- RR3
Financial
- Property Taxes
- $4,162 (2025)
Location
- Neighbourhood
- Fenelon Falls
- Cross Street
- HWY 35 TO COLDSTREAM RD
- Direction Faces
- South
Listing
- MLS® Number
- X13683356
- Days on Market
- 62
- Listed On
- 2026-08-17
- Possession
- 60-90 DAYS
- Listed By
- Revel Realty Inc.
Rooms
Features
Interior
- Water Heater
Pool
- None
- Included
- Fridge, Stove
- Excluded
- All Personal Belongings & Staging Items
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$3,010 per month
- Principal and interest
- $3,010
- Property tax
- $347
- Condo fees
- $0
- Estimated monthly cost
- $3,357
Your mortgage
- Mortgage amount
- $543,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $359,215
Cash to close
- Down payment
- $135,980
- Land transfer tax
- $10,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $146,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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