$459,900
Est. payment $2,036/moCalculate yours
106 Haig Street, St. Catharines, ON L2R 6L2
452 - Haig, St. Catharines, ON L2R 6L2
- 4 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X14032142
About this home
An exceptional opportunity to own a turn-key, income-producing detached brick duplex offering immediate cash flow and long-term investment potential. This charming 1.5-storey property features two self-contained units, each with private entrances, separate kitchens, and individual hydro meters. Both units are currently rented, generating a combined $2,790 per month in gross rental income, providing investors with income from day one upon closing. With established tenancies and rents that are competitive with the current market, this property offers an attractive opportunity for investors looking to add a cash-flowing asset to their portfolio without the hassle of sourcing tenants or completing renovations before generating income. Set on a generous lot with a private backyard, the property also offers a rare combination of income potential and outdoor space. Ideally located in a mature, centrally connected neighborhood, just minutes from QEW access, shopping, schools, and public transit, this duplex is well-positioned for continued rental appeal. Whether you’re a seasoned investor or entering the rental market, this is a turnkey opportunity to secure an income-producing property with immediate rental revenue and long-term potential.
Property details
Overview
- Property Type
- Duplex
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Unfinished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 42 x 110 Feet
- Parking
- Detached garage · 4 total
Financial
- Property Taxes
- $3,319 (2025)
Location
- Neighbourhood
- 452 - Haig
- Cross Street
- Haig St and Scott St W
- Direction Faces
- South
Listing
- MLS® Number
- X14032142
- Days on Market
- 4
- Listed On
- 2026-10-14
- Possession
- Flexible
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Features
Interior
- Accessory Apartment
- Water Heater Owned
- Separate Hydro Meter
- Storage
Pool
- None
- Included
- 2 Stoves, 2 Refrigerators, Hot Water Heater, Washer/Dryer (2026), AC (2018), Furnace (2021), Roof (2013)
- Excluded
- Tenant Belongings
Mortgage calculator
Estimated mortgage payment
$2,036 per month
- Principal and interest
- $2,036
- Property tax
- $277
- Condo fees
- $0
- Estimated monthly cost
- $2,313
Your mortgage
- Mortgage amount
- $367,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $242,981
Cash to close
- Down payment
- $91,980
- Land transfer tax
- $5,673
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $97,653
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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