Gurvinder Nokwal REALTOR®
For Sale Duplex 37 days on market

$365,000

Est. payment $1,616/moCalculate yours

107-109 Cumberland Street, Cornwall, ON K6J 4H4

717 - Cornwall, Cornwall, ON K6J 4H4

  • 6 Beds
  • 4 Baths
  • 1,500 Sq Ft
Map

Listing courtesy of WHEELER SMART CHOICE REALTY BROKERAGE MLS® X13773438

About this home

Great investment opportunity! Fully rented side-by-side duplex located in a desirable, family-friendly neighborhood. Each unit offers 3 bedrooms, 1 full bathroom, plus a convenient 2-piece on the main floor (4-piece and 2-piece in Unit 109; 3-piece and 2-piece in Unit 107). Tenants enjoy private entrances, separate backyards, and a large front balcony that spans the entire width of the building. Both units are equipped with forced air gas furnaces and central air (installed approx. 2022) for year-round comfort. Tenants pay their own utilities, with separate 100-amp electrical breaker panels and individual natural gas meters servicing each unit. Ample parking is available for tenants and guests. Ideally located within walking distance to the waterfront, bicycle paths, and a local convenience store, and just minutes from shopping and the international bridge. Turnkey property with steady income for investment. New front Deck (2026). Gross Annual Income and Expenses rounded to nearest dollar for 2025: $39000 Income, $2541 Property tax, $1746 water and Sewer tax, $1110 Rental Equipment, $1600 Owners Insurance. Seller instructions: 48 Hour Irrevocable required on all offers from time of submission.

Property details

Overview

Property Type
Duplex
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
6
Bathrooms
4
Kitchens
2
Basement
Full, Crawl Space

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding, Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle, Flat
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
70 x 71 Feet
Parking
None garage · 5 total
Zoning
RES40

Financial

Property Taxes
$2,541 (2025)

Location

Neighbourhood
717 - Cornwall
Cross Street
Second Street West
Direction Faces
East

Listing

MLS® Number
X13773438
Days on Market
37
Listed On
2026-09-11
Possession
Flexible
Listed By
WHEELER SMART CHOICE REALTY BROKERAGE

Features

Interior

  • Separate Hydro Meter
  • Separate Heating Controls

Pool

  • None
Included
None
Excluded
Tenants Belongings.
Rental items
2 x Gas Hot water tanks @ 138.82 every 3 months & 138.79 every 3 months (for 2026)

Mortgage calculator

Minimum for this price: $18,250 (5%)

Amortization, years

Estimated mortgage payment

$1,616 per month

Principal and interest
$1,616
Property tax
$212
Estimated monthly cost
$1,828

Your mortgage

Mortgage amount
$292,000
Mortgage insurance
Not needed
Interest over 25 years
$192,842

Cash to close

Down payment
$73,000
Land transfer tax
$3,950
Total, before legal fees
$76,950
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

107-109 Cumberland Street, Cornwall, ON K6J 4H4 717 - Cornwall, Cornwall, ON K6J 4H4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$365,000 107-109 Cumberland Street, Cornwall, ON K6J 4H4
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