$1,788,800
Est. payment $7,920/moCalculate yours
107 Millpond Road, Niagara-on-the-Lake, ON L0S 1J1
105 - St. Davids, Niagara-on-the-Lake, ON L0S 1J1
- 3 + 2 Beds
- 4 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13680666
About this home
Offering 3+2 bedrooms, 3+1 bathrooms, and over 4,000 sq. ft. of beautifully finished living space, including a complete lower-level in-law suite, this impressive bungalow delivers exceptional space, versatility, and refined comfort in a sought-after location between Niagara-on-the-Lake’s renowned vineyards and the conveniences of Niagara Falls. Step inside to soaring ceilings, elegant wall panel detailing, and a bright, thoughtfully designed layout made for both everyday living and entertaining. At the heart of the home, the chef-inspired kitchen features quartz countertops, custom built-in cabinetry, and a premium Thermador gas range, creating a polished and highly functional space. The main level offers spacious principal rooms and generously sized bedrooms, while the fully finished lower level provides outstanding flexibility with 2 additional bedrooms, a full kitchen, bathroom, and comfortable living space-ideal for extended family, multi-generational living, guests, or a private in-law setup. Two gas fireplaces add warmth and character throughout the home, while the covered rear patio offers a comfortable place to relax or entertain outdoors. Additional highlights include engineered hardwood flooring, heated floors in all bathrooms, motorized blinds, a second kitchen in the lower level, in-ground sprinkler system, double-car garage, and ample driveway parking. This home combines modern finishes, thoughtful upgrades, and impressive flexibility in one exceptional package - don’t miss out.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 45.09 x 125.38 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $9,408 (2026)
Location
- Neighbourhood
- 105 - St. Davids
- Cross Street
- Four Mile
- Direction Faces
- North
Listing
- MLS® Number
- X13680666
- Days on Market
- 63
- Listed On
- 2026-08-16
- Possession
- FLEXIBLE
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Rooms
Features
Interior
- In-Law Suite
- Guest Accommodations
- Primary Bedroom - Main Floor
- In-Law Capability
Property
- Greenbelt/Conservation
- Golf
- Park
- Ravine
- School Bus Route
- School
Pool
- None
- Included
- FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, WINDOW COVERINGS, LIGHT FIXTURES
- Rental items
- HOT WATER HEATER
Mortgage calculator
Estimated mortgage payment
$7,920 per month
- Principal and interest
- $7,920
- Property tax
- $784
- Condo fees
- $0
- Estimated monthly cost
- $8,704
Your mortgage
- Mortgage amount
- $1,431,040
- Mortgage insurance
- Not needed
- Interest over 25 years
- $945,086
Cash to close
- Down payment
- $357,760
- Land transfer tax
- $32,251
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $390,011
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.