$1,299,000
Est. payment $5,752/moCalculate yours
1078 Line 1 Road, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
- 2,000 Sq Ft
Listing courtesy of PARADISE REALTY CORP. MLS® X13858830
About this home
Over 10 acres of fertile, fully under drained farmland backing onto beautiful two mile creek. This special property offers the opportunity to build a new home on the existing foundation or thoughtfully renovate the current home to suit your vision, with the convenience of existing gas, water and hydro hookups. A solid four-bay block garage 40×35 and a large barn 30×24, both offer plenty of storage and potential, adding to the property’s versatility and charm. Just minutes from Olde Town Niagara-on-the-Lake, this is a rare chance to enjoy the beauty of the countryside and create a lovely home in the heart of some of Canada’s finest grape-growing country. A wonderful canvas to make your own. Property is being sold as is.
Property details
Overview
- Property Type
- Farm
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- (Gas)
- Exterior
- Aluminum Siding
- Water
- Municipal
Lot & Parking
- Lot Size
- 685.02 x 668.7 Feet
- Parking
- 14 total
Financial
- Property Taxes
- $3,592 (2025)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- CONCESSION 2 AND LINE 1
- Direction Faces
- North
Listing
- MLS® Number
- X13858830
- Days on Market
- 15
- Listed On
- 2026-10-03
- Listed By
- PARADISE REALTY CORP.
Features
Interior
- Storage
Pool
- None
Mortgage calculator
Estimated mortgage payment
$5,752 per month
- Principal and interest
- $5,752
- Property tax
- $299
- Condo fees
- $0
- Estimated monthly cost
- $6,051
Your mortgage
- Mortgage amount
- $1,039,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $686,307
Cash to close
- Down payment
- $259,800
- Land transfer tax
- $22,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $282,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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