Gurvinder Nokwal REALTOR®
For Sale Detached 25 days on market

$747,000

Est. payment $3,308/moCalculate yours

108 Division Street, Oshawa, ON L1G 5M1

O'Neill, Oshawa, ON L1G 5M1

  • 2 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of Keller Williams Energy Real Estate MLS® E13819914

About this home

*****LEGAL DUPLEX***** Welcome to this legal 2-unit home offering exceptional income potential or versatile multi-generational living, ideally located just steps from shopping, everyday amenities, and public transit.The main-level unit features a bright eat-in kitchen with a direct walkout to the private back deck and yard, accompanied by a comfortable living room and a spacious main-floor bedroom.The sprawling upper unit spans the top two levels, starting on the second floor with a second eat-in kitchen, a sunlit living room, a dedicated laundry room, and a bedroom equipped with convenient his-and-hers closets. Moving up to the third level, you will find a versatile loft space that functions beautifully as an expansive retreat.Out front, enjoy excellent curb appeal complete with a welcoming front deck and parking for up to 3 vehicles, along with a detached garden shed in the back for extra storage. A turnkey property offering rare versatility and strong rental potential in a prime, walkable location. Main floor is tenant occupied. Upper unit is vacant.

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
2
Total Rooms
9
Basement
Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
40 x 80 Feet
Parking
None garage · 3 total

Financial

Property Taxes
$4,553 (2026)

Location

Neighbourhood
O'Neill
Cross Street
Division And Bond
Direction Faces
West

Listing

MLS® Number
E13819914
Days on Market
25
Listed On
2026-09-23
Possession
TBA
Listed By
Keller Williams Energy Real Estate

Rooms

Room Level Dimensions
Laundry Second 7′ 9″ × 7′ 8″
Loft Third 22′ 2″ × 10′ 11″
Living Room Main 15′ 1″ × 11′ 3″
Kitchen Second 11′ 5″ × 10′ 6″
Kitchen Main 11′ 7″ × 10′ 7″
Living Room Second 14′ 0″ × 11′ 4″
Bedroom Second 11′ 6″ × 11′ 3″
Bedroom Main 12′ 6″ × 11′ 8″

Features

Interior

  • None

Pool

  • None
Included
Main floor Unit: Stove, Microwave, Fridge. Upper Unit: Clothes Washer, Clothes Dryer, Stove, Microwave, Fridge. Garden Shed.
Excluded
Coin Washer & Coin Dryer in basement.
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $49,700 (6.65%)

Amortization, years

Estimated mortgage payment

$3,308 per month

Principal and interest
$3,308
Property tax
$379
Estimated monthly cost
$3,687

Your mortgage

Mortgage amount
$597,600
Mortgage insurance
Not needed
Interest over 25 years
$394,666

Cash to close

Down payment
$149,400
Land transfer tax
$11,415
Total, before legal fees
$160,815
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

108 Division Street, Oshawa, ON L1G 5M1 O'Neill, Oshawa, ON L1G 5M1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$747,000 108 Division Street, Oshawa, ON L1G 5M1
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