$2,279,000
Est. payment $10,091/moCalculate yours
1095 Bayview Avenue, Lake of Bays, ON P0B 1A0
Ridout, Lake of Bays, ON P0B 1A0
- 4 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X13870998
About this home
A captivating wide lake, uninterrupted sunrise vista, and a level of privacy uncommon for 100 feet of frontage define this exceptional offering in Trading Bay on Lake of Bays. Set on close to an acre of gentle, beautifully treed land, the fully winterized and recently renovated four bedroom, three bath cottage combines warmth with a modern cottage aesthetic. The Muskoka Room and open concept kitchen, dining, and living area are anchored by a double-sided floor-to-ceiling wood burning fireplace. The kitchen features KitchenAid appliances including a propane five burner cooktop, soapstone countertops, and a custom wood-topped island. Handscraped bleached oak floors and wood-accented vaulted ceilings frame the main living space, where large windows capture the lake view and attention to detail is evident throughout, including custom blacksmith accents. Main floor conveniences include laundry, a powder room, and primary bedroom with a four-piece ensuite featuring a spa calibre soaker tub. Mostly furnished and equipped, the cottage also includes a whole-home wired generator, central air, water treatment systems, and a full-height unfinished basement. A separate bunkie, BBQ hut and double car detached garage complete the package.Located near Baysville and Dorset for easy access to amenities, and only 2 hours and 20 minutes from YYZ, the property enjoys a clear sunrise view toward Reuben Island and a granite path leading to a lakeside sitting area and natural shoreline with sand entry, deeper water and a large crib dock. Lake of Bays remains a sought after alternative to the Big Three, offering 6,780 hectares of big lake boating. This property is positioned within Trading Bay, an area known for excellent clarity with a Secchi depth of 5.2 metres. An incredible Fall offering at an attractive price.
Property details
Overview
- Property Type
- Detached
- Style
- Bungaloft
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Unfinished, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 122 Feet
- Parking
- Detached garage · 8 total
- Zoning
- WR
Financial
- Property Taxes
- $5,273 (2026)
Location
- Neighbourhood
- Ridout
- Cross Street
- Muskoka Road 117
- Direction Faces
- East
Listing
- MLS® Number
- X13870998
- Days on Market
- 11
- Listed On
- 2026-10-07
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Generator - Full
- Primary Bedroom - Main Floor
- Water Softener
- Water Purifier
Pool
- None
- Included
- Mostly furnished and equipped. Full List in Documents.
- Excluded
- Kitchen: knife set & cutlery. Living room: wood-based table lamp, wine hutch. All primary bedroom contents. 3 tree prints on wall up the stairs. Metal maple leaves above bed in upper bedroom 4. Personal items, items of sentiment and some artwork.
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$10,091 per month
- Principal and interest
- $10,091
- Property tax
- $439
- Condo fees
- $0
- Estimated monthly cost
- $10,530
Your mortgage
- Mortgage amount
- $1,823,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,204,076
Cash to close
- Down payment
- $455,800
- Land transfer tax
- $43,450
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $499,250
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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