$868,999
↓ $30,991 from $899,990
Est. payment $3,848/moCalculate yours
1097 Cheddar Road, Highlands East, ON K0L 1M0
Cardiff Ward, Highlands East, ON K0L 1M0
- 4 + 1 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of Royal LePage Frank Real Estate MLS® X13063930
About this home
**Luxury Off-Grid Muskoka-Style Home on 17 Wooded Acres**This stunning, newly constructed (2023) “Luxury Muskoka Style House” offers complete off-grid living on 17 wooded acres. While currently off-grid by choice, the property is conveniently located just 250m from the power lines on Hwy 118, making grid connection a straight forward option.**Key Features:*** **Off-Grid Power System:** A state-of-the-art 30KW solar panel system with 40KW batteries, installed in 2023, is complemented by a 15KW inverter, producing up to 30KW during peak summertimes.* **Backup Generators:** The system includes a 22KW Generac propane generator with automatic switch and a 20KW Briggs & Stratton generator with remote operation.* **Superior Construction:** Built with no expense spared, the home features ICF foundation walls, spray foam insulation with batts on top, and expansive bay windows on the west side for abundant natural light.**Recent Upgrades:**The current owners have invested significantly in recent upgrades, including:* House addition ($90k)* Front and rear decks ($70k)* Finished walk-out basement ($30k)* Solar system installation (over $100k)* New Generac generator ($14k)A final inspection document is available for your review.**Living Space:**This two-story home with cathedral ceilings offers 1840 sq.ft. above ground, plus a 932 sq.ft. finished walk-out basement, for a total of 2772 sq.ft. of finished living space.**Nature and Location:**Enjoy abundant wildlife, including deer, wild turkey, and moose, on this property adjacent to100 acres of Crown Land. Numerous lakes and beaches are just minutes away. Escape the stresses of city life and reconnect with nature in this beautiful setting, with all essential amenities nearby:* 20 minutes to Bancroft (hospitals, shopping)* 15 minutes to Wilberforce (elementary school).
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Approximate Age
- 0-5
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Other
- Exterior
- Vinyl Siding
- Foundation
- Insulated Concrete Form, Slab
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 1310 x 789 Feet
- Parking
- None garage · 10 total
Financial
- Property Taxes
- $3,808 (2026)
Location
- Neighbourhood
- Cardiff Ward
- Cross Street
- HWY 118/Cheddar Rd.
- Direction Faces
- North
Listing
- MLS® Number
- X13063930
- Days on Market
- 171
- Listed On
- 2026-04-30
- Possession
- FLEXIBLE
- Listed By
- Royal LePage Frank Real Estate
Rooms
Features
Interior
- Air Exchanger
- Carpet Free
- Generator - Full
- Guest Accommodations
- Primary Bedroom - Main Floor
- Propane Tank
- Solar Owned
- Storage Area Lockers
- Sump Pump
- Upgraded Insulation
- Ventilation System
- Water Heater
- Water Purifier
Property
- Greenbelt/Conservation
- Part Cleared
- Ravine
- Rolling
- School Bus Route
- Sloping
Pool
- None
- Included
- Washer and dryer, stove, fridge, dishwasher, all fixtures and window coverings, all off grid equipment, both generators
- Excluded
- Wood stove in the basement
- Rental items
- Heat Pump/Air conditioner and hot water heater at $50 per month transferable to new owners
Mortgage calculator
Estimated mortgage payment
$3,848 per month
- Principal and interest
- $3,848
- Property tax
- $317
- Condo fees
- $0
- Estimated monthly cost
- $4,165
Your mortgage
- Mortgage amount
- $695,199
- Mortgage insurance
- Not needed
- Interest over 25 years
- $459,123
Cash to close
- Down payment
- $173,800
- Land transfer tax
- $13,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $187,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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