$524,900
↓ $45,100 from $570,000
Est. payment $2,324/moCalculate yours
11 Isabel Street, Belleville, ON K8P 3N4
Belleville Ward, Belleville, ON K8P 3N4
- 3 + 2 Beds
- 3 Baths
- 2,000 Sq Ft
Listing courtesy of Exit Realty Group MLS® X13106740
About this home
Live for Free or Scale Your Portfolio: Versatile Triplex at 11 Isabel St. Whether you are looking for a high-yield addition to your real estate portfolio or a savvy way to enter the market by living in one unit while others pay your mortgage, 11 Isabel St is the answer. This turnkey triplex in Belleville is currently generating $4,550/month, offering a rare combination of location, flexibility, and immediate cash flow. The Opportunity: Investor vs. Owner-Occupier. For the Investor: producing cash flow. With all three units fully tenanted, this is a streamlined, low-maintenance asset. For the Homebuyer: Move into one of the units and let the other two cover your entire mortgage - and then some. Enjoy “free” living in a prime downtown location while building massive equity. The second-floor unit features 2 bedrooms plus an office, full kitchen, 4-piece bath, laundry, and spacious living area. The main floor unit includes 1 bedroom + den, full kitchen, dining room, 4-piece bath, laundry/mudroom, and a beautiful private patio with great views. The basement unit offers 2 bedrooms, full kitchen, 4-piece bath, laundry, and cozy living space.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 3
- Kitchens
- 3
- Basement
- Apartment, Separate Entrance
Building & Systems
- Heating
- Forced Air (Other)
- Cooling
- Window Unit(s)
- Exterior
- Brick, Concrete
- Foundation
- Unknown
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.6 x 94.37 Feet
- Parking
- None garage · 4 total
- Zoning
- R4
Financial
- Property Taxes
- $3,844 (2025)
Location
- Neighbourhood
- Belleville Ward
- Cross Street
- Bridge St W & Isabel St
- Direction Faces
- East
Listing
- MLS® Number
- X13106740
- Days on Market
- 162
- Listed On
- 2026-05-09
- Possession
- Flexible
- Listed By
- Exit Realty Group
Rooms
Features
Interior
- In-Law Suite
Property
- Hospital
- Marina
- Park
- Place Of Worship
- Public Transit
- School
Pool
- None
- Excluded
- Tenants belongings
- Rental items
- Water heater
Mortgage calculator
Estimated mortgage payment
$2,324 per month
- Principal and interest
- $2,324
- Property tax
- $320
- Condo fees
- $0
- Estimated monthly cost
- $2,644
Your mortgage
- Mortgage amount
- $419,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $277,323
Cash to close
- Down payment
- $104,980
- Land transfer tax
- $6,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $111,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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