$744,900
Est. payment $3,298/moCalculate yours
11 James Street W, Minto, ON N0G 1M0
Minto, Minto, ON N0G 1M0
- 1 + 2 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Real Broker Ontario Ltd. MLS® X13207454
About this home
Clifford - Solid brick home on a well-kept quarter-acre corner lot, with an hour’s drive connecting you to Guelph, Kitchener-Waterloo, Owen Sound, and the shores of Lake Huron. The eat-in kitchen opens directly onto a 500 sq ft composite deck, while the family room; anchored by a wood-burning fireplace, a generous bay window and flows through French doors to a stamped concrete patio below. Out back, a dedicated concrete fire pit gives you three distinct outdoor spaces. Main floor laundry, a 2-piece bath, and direct entry to the attached heated garage keep the day-to-day running smoothly. The lower walkout level holds the third bedroom and a 3-piece bath. Upstairs, two more bedrooms shares a 5-piece bathroom. The unfinished basement below is perfect for a usable storage space, second rec room, or play space. The roof is a 50-year steel shingle. Heating and cooling are a newer gas furnace with central air. The shop built in 2020 32′ x 40′: in-floor heat, a hoist, vaulted truss ceiling, an 11’x20′ and an 8’x10′ roll-up door, hot water, and its own washroom. Whether it’s a working garage or a serious hobby shop, it’s ready for it. 3 bedrooms. 3 outdoor spaces. A 12”x15′ Garden Shed. A shop. A roof built to last a generation. All on a quiet backstreet in a small town.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 1 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished, Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 165 x 66 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R1B
Financial
- Property Taxes
- $4,054 (2026)
Location
- Neighbourhood
- Minto
- Cross Street
- Arthur-Kincardine Rd
- Direction Faces
- East
Listing
- MLS® Number
- X13207454
- Days on Market
- 143
- Listed On
- 2026-05-28
- Possession
- Flexible
- Listed By
- Real Broker Ontario Ltd.
Rooms
Features
Interior
- Central Vacuum
- Sump Pump
- Water Heater Owned
- Water Softener
Property
- Place Of Worship
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Microwave, Range Hood, Window Coverings, Garage Door Opener.
- Excluded
- Metal Cabinets in Workshop
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$3,298 per month
- Principal and interest
- $3,298
- Property tax
- $338
- Condo fees
- $0
- Estimated monthly cost
- $3,636
Your mortgage
- Mortgage amount
- $595,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $393,557
Cash to close
- Down payment
- $148,980
- Land transfer tax
- $11,373
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $160,353
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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