$539,000
Est. payment $2,387/moCalculate yours
1102 Unit #4 Birchcroft Road, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays, ON P0A 1H0
- 2 Beds
- 1 Baths
- 600 Sq Ft
Listing courtesy of RE/MAX Professionals North MLS® X13775386
About this home
Rare opportunity to begin your cottage lifestyle on Lake of Bays at an affordable price. Two-bedroom turnkey 3 season cottage that is part of an established 9- cottage Co-ownership association. The cottage is yours to use anytime without restrictions. Located on 5 acres of land and offering 424 feet of water frontage with mesmerizing views across the lake. The views of the lake are stunning, and you will love the accents and design that create a true cottage vibe. The cottage has been tastefully renovated from top to bottom and there is nothing left to do but move in. The features of the cottage include: A new modern Ikea Kitchen, Laminate flooring, vaulted ceilings in the living room and a completely renovated, remodeled bathroom and new Engineered hardwood Mabec siding. The expansive deck area overlooks the lake and is the perfect spot to relax and enjoy a BBQ. Attached to the deck is a spacious new gazebo with vaulted ceilings offering the perfect space that connects you to the outdoors. There is a beautiful large storage cabin that is perfect for storing your water toys and other accessories. Walk down to the waterfront to discover a wonderful setting where you have a private boat slip and full use of an extensive dock and deck area. The lakefront offers a rare sand beach that is perfect for swimming. All of this is in a central location close to Dwight, Huntsville, Dorset and Algonquin Park. Annual fees of $3,300.00 or $275.00 monthly include: property tax, electricity, yard maintenance, dock maintenance and road fees. “There are no extra taxes or fees”, making this a very affordable option to begin your cottage lifestyle that you have been dreaming of. Property is not eligible for mortgage financing. Pets are allowed on the property.
Property details
Overview
- Property Type
- Other
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 600 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Asphalt Shingle
Lot & Parking
- Parking
- None garage · 2 total
- Zoning
- WRC
Financial
- Condo Fee
- $275/mo
- Fee Includes
- Common Elements Included, Water Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Franklin
- Cross Street
- Port Cunnington Road
Listing
- MLS® Number
- X13775386
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- Flexible
- Listed By
- RE/MAX Professionals North
Rooms
Features
Interior
- Water Heater Owned
- Primary Bedroom - Main Floor
Property
- Clear View
- Waterfront
Amenities
- BBQs Allowed
- Shared Beach
- Shared Dock
- Visitor Parking
- Communal Waterfront Area
- Included
- Most furniture, window coverings, refrigerator, stove
- Excluded
- Portable air conditioner, Two side table lamps in the living room, wicker sectional couch and matching ottoman in the gazebo, Red Muskoka chairs on the deck, Table on the deck.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,387 per month
- Principal and interest
- $2,387
- Property tax
- $0
- Condo fees
- $275
- Estimated monthly cost
- $2,662
Your mortgage
- Mortgage amount
- $431,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $284,773
Cash to close
- Down payment
- $107,800
- Land transfer tax
- $7,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $115,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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