$979,900
Est. payment $4,339/moCalculate yours
1106 Clear Lake Road, Muskoka Lakes, ON P0C 1M0
Wood (Muskoka Lakes), Muskoka Lakes, ON P0C 1M0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13790128
About this home
There is something wonderfully timeless about a classic seasonal Lakefront Cottage. The kind of place where summer seems to slow down, mornings begin with coffee overlooking the water, afternoons are spent swimming off the dock, and evenings end around a crackling campfire beneath the stars. After more than seven decades in the same family, this cherished Clear Lake cottage is ready for its next chapter. Set on 100 feet of beautiful southwest-facing shoreline, this inviting three-bedroom, one-bath seasonal cottage enjoys an expansive open view across the lake and spectacular sunsets. The gently sloping lot is framed by mature trees, with the cottage tucked naturally into the landscape and wonderfully close to the water-creating that quintessential Muskoka connection to the lake. Inside, vaulted ceilings and generous windows fill the cottage with natural light while drawing the beautiful lake views right into the living spaces. It is comfortable, charming and wonderfully reminiscent of summers at the lake-the kind of place where memories are made rather than manufactured. A waterside bunkie adds another touch of classic cottage charm, offering a cozy retreat for guests, kids or extra sleeping space, while also providing an exciting opportunity to restore, refresh or reimagine the existing footprint over time. Located on a four-season municipal paved road, Clear Lake is easily accessible while still offering the feeling of a true escape. For the buyer who appreciates the character of a well-maintained classic cottage, this is a rare opportunity to own a special piece of Clear Lake and continue a story that began generations ago. Bring your family, your bathing suits and your favourite summer traditions. The lake is waiting.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Piers, Post & Pad
- Roof
- Shingles
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 300 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $2,692 (2026)
Location
- Neighbourhood
- Wood (Muskoka Lakes)
- Cross Street
- Clear Lake Road and Southwood Road
- Direction Faces
- South
Listing
- MLS® Number
- X13790128
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- Flexible
- Listed By
- Royal LePage Lakes Of Muskoka Realty
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
Property
- Clear View
- Lake/Pond
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Fridge, electric range, Dock, most kitchen items, all beds and mattress' in cottage, living room furniture, dining table and chairs, 4x Muskoka Chairs, 4x outdoor chairs, outdoor umbrella, charcoal bbq, Bear bin, futon mattress in loft
- Excluded
- Canoe, Sellers personal items, most artwork, stained glass hanging in window, all tools, paddles hanging on walls, 1/4 canoe on wall, sailboat, antique icebox under cottage, antique toaster in dining room, vintage high chair in loft, pottery lamp in living room, small pine table in living room
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$4,339 per month
- Principal and interest
- $4,339
- Property tax
- $224
- Condo fees
- $0
- Estimated monthly cost
- $4,563
Your mortgage
- Mortgage amount
- $783,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $517,716
Cash to close
- Down payment
- $195,980
- Land transfer tax
- $16,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $212,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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