$539,900
Est. payment $2,391/moCalculate yours
1144 4th Avenue W, Owen Sound, ON N4K 4W4
Owen Sound, Owen Sound, ON N4K 4W4
- 4 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY MLS® X13827638
About this home
CENTURY-HOME CHARACTER MEETS MODERN-DAY LIVING WITH 4 BEDROOMS & A DETACHED GARAGE! This beautifully updated century home proves that modern refinement does not have to come at the expense of original character, with preserved details and thoughtful improvements throughout. Nearly 1,400 finished sq. ft. carries its history beautifully, from stained glass and hardwood floors to the restored staircase that speaks to the craftsmanship of the home. The renovated kitchen features white cabinetry, a subway tile backsplash and stainless steel appliances, while the combined living and dining room creates one generous gathering space with a gas fireplace and patio doors opening to the deck and fully fenced backyard. Three bedrooms and a 4-piece bathroom occupy the second floor, while the third floor opens to a large bonus space that can serve as a fourth bedroom, private primary retreat, family room, home office, studio or hobby space. The basement includes a powder room and offers excellent potential to create additional finished space tailored to your needs. The covered front porch is made for slow mornings with a coffee, evening conversations and the easy familiarity of waving to neighbours as they pass, while a detached garage and two driveway parking spaces complete the property. Kelso Beach at Nawash Park, the waterfront and downtown River District are all close by, along with the library, Farmers’ Market, schools and recreation facilities, putting beach days, waterfront walks, market mornings, local dining and community events within minutes of home. Beautifully brought forward without erasing its past, this is a home that has kept the craftsmanship and character that made it worth preserving in the first place.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 32.75 x 88 Feet
- Parking
- Detached garage · 3 total
- Zoning
- R4
Financial
- Property Taxes
- $3,852 (2026)
Location
- Neighbourhood
- Owen Sound
- Cross Street
- 11th St A W/4th Ave W
- Direction Faces
- West
Listing
- MLS® Number
- X13827638
- Days on Market
- 23
- Listed On
- 2026-09-25
- Possession
- Flexible
- Listed By
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Water Heater Owned
Property
- Park
- School
- Place Of Worship
- Lake/Pond
- Rec./Commun.Centre
Pool
- None
- Included
- Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, Light Fixrures, Window Coverings.
- Excluded
- None.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$2,391 per month
- Principal and interest
- $2,391
- Property tax
- $321
- Condo fees
- $0
- Estimated monthly cost
- $2,712
Your mortgage
- Mortgage amount
- $431,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $285,248
Cash to close
- Down payment
- $107,980
- Land transfer tax
- $7,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $115,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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