$585,000
↓ $95,000 from $680,000
Est. payment $2,590/moCalculate yours
1146 Farmer Hays Drive, Algonquin Highlands, ON P0A 1E0
McClintock, Algonquin Highlands, ON P0A 1E0
- 3 Beds
- 1 Baths
- 4 Garage
- 700 Sq Ft
Listing courtesy of MAIN STREET REALTY LTD. MLS® X13166804
About this home
Experience classic cottage living in the heart of Algonquin Highlands on beautiful Fletcher Lake. This charming waterfront property offers the perfect blend of relaxation, recreation, and thoughtful updates, with a rare flat walkout to the water and a shallow, clean beach area ideal for swimming, lounging, and family enjoyment. Located on a motorized lake, this cottage is perfect for boating, fishing, and enjoying everything cottage country has to offer. Inside, the cottage has been well cared for and updated over the years, including new laminate flooring (2017), new carpet (2020), upgraded insulation with an R-22 value for improved comfort and efficiency, and replacement window panes completed in 2024. A new water filtration system installed in 2024 adds additional peace of mind. Step outside onto the spacious new deck completed in 2022, an ideal setting for entertaining or taking in peaceful lake views, or enjoy evenings relaxing in the screened in porch. The property also features 200 amp hydro service and a detached garage offering over 1,000 sq. ft. of space with impressive 16.5 ft doors, providing exceptional storage for vehicles, boats, and recreational equipment. If you’re looking for a seasonal getaway, this property is a fantastic opportunity to enjoy waterfront living in one of Ontario’s most desirable cottage destinations.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 251.86 x 152 Feet
- Parking
- Detached garage · 14 total
Financial
- Property Taxes
- $2,991 (2025)
Location
- Neighbourhood
- McClintock
- Cross Street
- Livingstone Lake Rd & Inspiration Dr
- Direction Faces
- North
Listing
- MLS® Number
- X13166804
- Days on Market
- 148
- Listed On
- 2026-05-23
- Possession
- Flexible
- Listed By
- MAIN STREET REALTY LTD.
Rooms
Features
Interior
- Auto Garage Door Remote
- Primary Bedroom - Main Floor
Property
- Lake/Pond
- Clear View
- Level
- Waterfront
- Marina
Pool
- None
- Included
- All furniture can be included indoors and outdoors, canoe, kayak, washer, dryer and appliances.
- Excluded
- Boat in garage, pool table and personal items
Mortgage calculator
Estimated mortgage payment
$2,590 per month
- Principal and interest
- $2,590
- Property tax
- $249
- Condo fees
- $0
- Estimated monthly cost
- $2,839
Your mortgage
- Mortgage amount
- $468,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $309,076
Cash to close
- Down payment
- $117,000
- Land transfer tax
- $8,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $125,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.