$1,445,000
Est. payment $6,398/moCalculate yours
1168 Apter Lane, Severn, ON P0E 1N0
Rural Severn, Severn, ON P0E 1N0
- 4 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of HARVEY KALLES REAL ESTATE LTD. MLS® S13757244
About this home
Secluded Lakefront Gem on Sparrow Lake, Muskoka! A rare opportunity to own your own piece of paradise an enchanting family cottage to be cherished for generations. Just 90 minutes from Toronto, this 0.82-acre wooded lakefront property offers enduring privacy, protected in perpetuity by a unique Environmental Protection Zone that shields hundreds of adjacent acres from future development. With 195 feet of shoreline, the lot provides ample space for potential multi-structure redevelopment. No neighbours within earshot. Privacy assured. The existing four-season cottage features 4 bedrooms and 2 full washrooms, showcasing a classic wood cabin charm with vaulted ceilings, expansive windows, and lake views from two sides. Interiors include timeless Pioneer Handcraft wood furniture. The surrounding landscape and shoreline are filled with captivating nooks and crannies perfect for kids and nature lovers to explore. Enjoy deep, clean waters ideal for swimming and diving off the dock, in a tranquil bay free from boat traffic. The spacious wrap-around deck and large dock both recently refinished offer generous space for entertaining and relaxation. Additional outdoor features include a fire pit, premium outdoor furniture, a canoe, four kayaks, paddles, and life jackets for endless lakeside enjoyment. Sparrow Lake is a renowned fishing haven, home to northern pike, bass, walleye, perch, and more.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Propane)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Not Applicable
- Roof
- Not Applicable
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- .50-1.99 acres
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $4,470 (2025)
Location
- Neighbourhood
- Rural Severn
- Cross Street
- Apter Lane and Torpitt Rd
- Direction Faces
- East
Listing
- MLS® Number
- S13757244
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- 30/60/90TBD
- Listed By
- HARVEY KALLES REAL ESTATE LTD.
Features
Interior
- Propane Tank
- Water Purifier
- Water Heater Owned
- Water Treatment
Property
- Lake Access
- Lake/Pond
Pool
- None
Mortgage calculator
Estimated mortgage payment
$6,398 per month
- Principal and interest
- $6,398
- Property tax
- $372
- Condo fees
- $0
- Estimated monthly cost
- $6,771
Your mortgage
- Mortgage amount
- $1,156,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $763,444
Cash to close
- Down payment
- $289,000
- Land transfer tax
- $25,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $314,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.