Gurvinder Nokwal REALTOR®
For Sale Detached 40 days on market

$1,445,000

Est. payment $6,398/moCalculate yours

1168 Apter Lane, Severn, ON P0E 1N0

Rural Severn, Severn, ON P0E 1N0

  • 4 Beds
  • 2 Baths
  • 2 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of HARVEY KALLES REAL ESTATE LTD. MLS® S13757244

About this home

Secluded Lakefront Gem on Sparrow Lake, Muskoka! A rare opportunity to own your own piece of paradise an enchanting family cottage to be cherished for generations. Just 90 minutes from Toronto, this 0.82-acre wooded lakefront property offers enduring privacy, protected in perpetuity by a unique Environmental Protection Zone that shields hundreds of adjacent acres from future development. With 195 feet of shoreline, the lot provides ample space for potential multi-structure redevelopment. No neighbours within earshot. Privacy assured. The existing four-season cottage features 4 bedrooms and 2 full washrooms, showcasing a classic wood cabin charm with vaulted ceilings, expansive windows, and lake views from two sides. Interiors include timeless Pioneer Handcraft wood furniture. The surrounding landscape and shoreline are filled with captivating nooks and crannies perfect for kids and nature lovers to explore. Enjoy deep, clean waters ideal for swimming and diving off the dock, in a tranquil bay free from boat traffic. The spacious wrap-around deck and large dock both recently refinished offer generous space for entertaining and relaxation. Additional outdoor features include a fire pit, premium outdoor furniture, a canoe, four kayaks, paddles, and life jackets for endless lakeside enjoyment. Sparrow Lake is a renowned fishing haven, home to northern pike, bass, walleye, perch, and more.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Propane)
Cooling
None
Exterior
Wood
Foundation
Not Applicable
Roof
Not Applicable
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
.50-1.99 acres
Parking
Detached garage · 6 total

Financial

Property Taxes
$4,470 (2025)

Location

Neighbourhood
Rural Severn
Cross Street
Apter Lane and Torpitt Rd
Direction Faces
East

Listing

MLS® Number
S13757244
Days on Market
40
Listed On
2026-09-08
Possession
30/60/90TBD
Listed By
HARVEY KALLES REAL ESTATE LTD.

Features

Interior

  • Propane Tank
  • Water Purifier
  • Water Heater Owned
  • Water Treatment

Property

  • Lake Access
  • Lake/Pond

Pool

  • None

Mortgage calculator

Minimum for this price: $119,500 (8.27%)

Amortization, years

Estimated mortgage payment

$6,398 per month

Principal and interest
$6,398
Property tax
$372
Estimated monthly cost
$6,771

Your mortgage

Mortgage amount
$1,156,000
Mortgage insurance
Not needed
Interest over 25 years
$763,444

Cash to close

Down payment
$289,000
Land transfer tax
$25,375
Total, before legal fees
$314,375
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1168 Apter Lane, Severn, ON P0E 1N0 Rural Severn, Severn, ON P0E 1N0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,445,000 1168 Apter Lane, Severn, ON P0E 1N0
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