Gurvinder Nokwal REALTOR®
For Sale Detached 65 days on market

$299,000

Est. payment $1,324/moCalculate yours

118 Bay Lake Road, Bancroft, ON K0L 1C0

Dungannon Ward, Bancroft, ON K0L 1C0

  • 2 Beds
  • 1 Baths
Map

Listing courtesy of Century 21 Granite Realty Group Inc. MLS® X13686184

About this home

Affordable Three- season Cottage with a 12 ft access to Stimears Lake! Looking for a cozy getaway without the waterfront price tag? Welcome to 118 Bay Lake Rd! This charming three-season cottage is situated on a year-round paved municipal rd and includes a 12 foot easement access to beautiful Stimears Lake, located just across the road. The cottage offers a warm and inviting layout featuring two bedrooms, a 3-piece bathroom, a functional kitchen with dining area, a comfortable living/sitting room, and a bright sunroom perfect for relaxing with your morning coffee or unwinding after a day on the lake. Outside, you’ll enjoy exceptional privacy, a firepit area for evenings under the stars, two storage buildings for all your cottage toys and tools, plus the convenience of a private well and septic system. Whether you’re looking for a family retreat, a peaceful escape from the city, or an affordable way to enjoy cottage life, this property offers excellent value and endless opportunities to create lasting memories.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
< 700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
Window Unit(s)
Exterior
Wood
Foundation
Piers
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
150 x 249 Feet
Parking
None garage · 6 total
Zoning
RES

Financial

Property Taxes
$1,900 (2025)

Location

Neighbourhood
Dungannon Ward
Cross Street
BAY LAKE RD & HWY 62 S.
Direction Faces
North

Listing

MLS® Number
X13686184
Days on Market
65
Listed On
2026-08-14
Possession
TBD
Listed By
Century 21 Granite Realty Group Inc.

Rooms

Room Level Dimensions
Bedroom Main 8′ 8″ × 8′ 0″
Primary Bedroom Main 9′ 7″ × 8′ 0″
Living Room Main 9′ 7″ × 17′ 4″
Kitchen Main 13′ 2″ × 13′ 8″
Bathroom Main 6′ 3″ × 5′ 4″
Dining Room Main 9′ 11″ × 10′ 11″

Features

Interior

  • Water Heater Owned

Property

  • Golf
  • Hospital
  • Wooded/Treed

Pool

  • None

Mortgage calculator

Minimum for this price: $14,950 (5%)

Amortization, years

Estimated mortgage payment

$1,324 per month

Principal and interest
$1,324
Property tax
$158
Estimated monthly cost
$1,482

Your mortgage

Mortgage amount
$239,200
Mortgage insurance
Not needed
Interest over 25 years
$157,972

Cash to close

Down payment
$59,800
Land transfer tax
$2,960
Total, before legal fees
$62,760
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

118 Bay Lake Road, Bancroft, ON K0L 1C0 Dungannon Ward, Bancroft, ON K0L 1C0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$299,000 118 Bay Lake Road, Bancroft, ON K0L 1C0
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