$989,000
Est. payment $4,379/moCalculate yours
118 Zaph Avenue, Toronto, ON M1C 1M8
Highland Creek, Scarborough, ON M1C 1M8
- 3 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of REAL ESTATE HOMEWARD MLS® E13715830
About this home
Welcome to Highland Creek, where peaceful tree-lined streets meet generous land, and life moves at a refreshingly relaxed pace. Set on an impressive 50 x 150 ft lot with an expansive private drive, this bright, sun-filled bungalow offers immediate comfort, multi-generational flexibility, and endless future potential. Inside, natural light anchors the main level. Dramatic near-floor-to-ceiling windows drench the spacious living and dining areas with natural light, creating warm and welcoming space for everyday living. The functional eat-in kitchen comes equipped with a gas range, while three generous main-floor bedrooms offer peaceful retreats - including a primary suite that accommodates a king-sized bed - all serviced by a 4-pc washroom. The lower level dramatically expands your living options. Featuring a convenient separate entrance/walkout, this sprawling space includes a generous fourth bedroom, a 3-pc second bathroom, and a versatile rec room ready for movie nights, a gym, and a study/office nook. It is an ideal layout for in-laws, guests, or children who have mastered the art of never leaving. Step outside to enjoy the deep, private backyard, offering incredible space for outdoor dining, gardening, and play. Whether you choose to move in and enjoy, update, or build new among the surrounding high-value homes, the location delivers on every level. It’s a bit of a secret gem. You are minutes from the charming, small-town atmosphere of historic Highland Creek Village with its cozy eateries like The Social, local shops, and daily essentials. Nature lovers, dog lovers and sporty types enjoy the trails, winding rivers, off-leash areas and sports fields nearby in Morningside Park and the Rouge Valley. The location is an educational hub, located near UTSC, Centennial College, and top local school catchments. Commuters will love being just two minutes to Highway 401 and a short drive to Guildwood or Rouge Hill GO Stations for a smooth downtown commute.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 150 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,989 (2025)
Location
- Neighbourhood
- Highland Creek
- Cross Street
- Ellesmere and Meadowvale
- Direction Faces
- West
Listing
- MLS® Number
- E13715830
- Days on Market
- 53
- Listed On
- 2026-08-26
- Possession
- 30/60/TBA
- Listed By
- REAL ESTATE HOMEWARD
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Wheelchair Access
Pool
- None
- Included
- Fridge, stove, dishwasher, clothes washer, clothes dryer. All existing light fixtures and window coverings. Garden shed.
Mortgage calculator
Estimated mortgage payment
$4,379 per month
- Principal and interest
- $4,379
- Property tax
- $332
- Condo fees
- $0
- Estimated monthly cost
- $4,711
Your mortgage
- Mortgage amount
- $791,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $522,523
Cash to close
- Down payment
- $197,800
- Land transfer tax (Ontario + Toronto)
- $32,510
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $230,310
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.