$1,395,000
Est. payment $6,177/moCalculate yours
1195 Lakeshore Drive N, Bracebridge, ON P1L 1X3
Oakley, Bracebridge, ON P1L 1X3
- 3 Beds
- 2 Baths
- 4 Garage
- 1,500 Sq Ft
Listing courtesy of HOMELIFE OPTIMUM REALTY MLS® X13758382
About this home
Perfect opportunity for investment. Offered for the very first time by its original owner, this 1,833 sq ft 4-season cottage with new Propane Furnace (July 2026) lakefront home features 3 bedrooms, 1 1/2 bathrooms, plus an office that could easily be used as a 4th bedroom. Showing true pride of ownership in every detail, it sits on a private lot in a quiet neighbourhood with a gentle sloping lot leading down to 108 feet of shoreline on a spring fed lake with breathtaking views. Overlooking the water, an expansive two-level deck provides a spectacular setting for outdoor seating and entertaining. Down at the shore, is the perfect spot for canoeing, fishing, swimming, boating, or water skiing, featuring a spacious L-shaped dock with ample room to dock your boat or relax by the water in the gazebo right by the shore.This turnkey home with level entry makes it wheelchair accessible, and most of the furniture is included, you just need to pack your suitcase! Inside, the home features cathedral ceilings, open concept family/ dining/ kitchen with natural light and panoramic lake view that comes equipped with a large island, raised-panel cupboards, and durable high-end Spanish Silestone countertops with new appliances (July 2026)Overload Guests will love staying in the cozy heated bunkie. The property features a huge 4-car garage with high ceilings and a separate 100-amp electrical panel-perfect for storing your vehicles, boats, and extra toys.Additionally, there is plenty of parking for all your guests.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Piers
- Roof
- Fibreglass Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 108 x 230.89 Feet
- Parking
- Detached garage · 14 total
- Zoning
- SR2
Financial
- Property Taxes
- $6,792 (2026)
Location
- Neighbourhood
- Oakley
- Cross Street
- Fraserburg and Lakeshore Drive
- Direction Faces
- West
Listing
- MLS® Number
- X13758382
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- TBD
- Listed By
- HOMELIFE OPTIMUM REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- Generator - Full
- Propane Tank
- Water Heater Owned
Property
- Lake/Pond
- School Bus Route
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Washer, Dryer, Dishwasher (July 2026), Stove (July 2026), Fridge (July 2026),Range Hood Microwave (July 2026), Pool Table, All Window coverings, All Electrical Fixtures,Generac Generator, Ceiling Fans, Furniture.
- Excluded
- Bear Coffee Table, 2 Bear lamps, Silver mirror in the Hallway, Rocking chair, Muskoka chairsand 2 foot stools, Personal items and staging materials, Metal Maple Leaf at the waterfront, Contents of the glass hutch
- Rental items
- Propane Tank.
Mortgage calculator
Estimated mortgage payment
$6,177 per month
- Principal and interest
- $6,177
- Property tax
- $566
- Condo fees
- $0
- Estimated monthly cost
- $6,743
Your mortgage
- Mortgage amount
- $1,116,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $737,027
Cash to close
- Down payment
- $279,000
- Land transfer tax
- $24,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $303,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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