$124,900
Est. payment $553/moCalculate yours
12 Bigwin Island 307, Lake of Bays, ON P0B 1A0
Franklin, Lake of Bays, ON P0B 1A0
- 1 Beds
- 1 Baths
- 0 Sq Ft
Listing courtesy of Coldwell Banker Thompson Real Estate MLS® X13700326
About this home
Set on the historic shores of Bigwin Island on Lake of Bays, this top-floor studio offers a rare opportunity to be part of one of Muskoka’s most iconic island communities. Originally established in the early 1900s as a celebrated summer retreat, the island still carries that sense of history and escape, now offering a relaxed, maintenance free lifestyle surrounded by water, forest, and tradition. In the open water season, residents travel by scheduled ferry across Lake of Bays, leaving the mainland behind and easing into island time. When winter arrives and the lake freezes, access shifts with the season, adding to the island’s quiet, tucked-away feel. The studio is positioned on the uppermost floor, offering added privacy with no overhead or opposite hallway neighbours and a peaceful forest outlook. The space is simple, low-maintenance, and designed as a comfortable base to enjoy the island lifestyle rather than time spent inside. Life here is centred around shared waterfront and community spaces. Long docks along the shoreline offer places to swim, relax, or head out onto the lake, while indoor amenities include a games room with pool table and darts, along with a sauna for unwinding after a day outdoors. Cornhole, BBQ areas, and casual gathering spaces add to the easygoing, social atmosphere. Recreation is woven into daily life with tennis and pickleball courts, walking paths, and open green spaces throughout the grounds. From sunrise on the dock to evenings spent with neighbours, this is a setting defined by simplicity, connection, and time on the water. A rare chance to own a piece of Muskoka history, offering a unique island lifestyle where community, recreation, and lake life come together in a truly memorable way.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Bachelor/Studio
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 0-499 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Concrete Block, Wood
Lot & Parking
- Parking
- None garage · 1 total
- Zoning
- WR
Financial
- Property Taxes
- $556 (2026)
- Condo Fee
- $503/mo
- Fee Includes
- Heat Included, Hydro Included, Water Included, Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Franklin
- Cross Street
- n/a
Listing
- MLS® Number
- X13700326
- Days on Market
- 58
- Listed On
- 2026-08-21
- Possession
- Flexible
- Listed By
- Coldwell Banker Thompson Real Estate
Rooms
Features
Interior
- Water Heater Owned
Property
- Lake Access
Amenities
- Communal Waterfront Area
- Game Room
- Party Room/Meeting Room
- Included
- Fridge, Cooktop, Microwave
- Excluded
- Personal Items & Staging Material
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$553 per month
- Principal and interest
- $553
- Property tax
- $46
- Condo fees
- $503
- Estimated monthly cost
- $1,102
Your mortgage
- Mortgage amount
- $99,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $65,989
Cash to close
- Down payment
- $24,980
- Land transfer tax
- $974
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $25,954
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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