Gurvinder Nokwal REALTOR®
For Sale Condo Apartment 58 days on market

$124,900

Est. payment $553/moCalculate yours

12 Bigwin Island 307, Lake of Bays, ON P0B 1A0

Franklin, Lake of Bays, ON P0B 1A0

  • 1 Beds
  • 1 Baths
  • 0 Sq Ft
Map

Listing courtesy of Coldwell Banker Thompson Real Estate MLS® X13700326

About this home

Set on the historic shores of Bigwin Island on Lake of Bays, this top-floor studio offers a rare opportunity to be part of one of Muskoka’s most iconic island communities. Originally established in the early 1900s as a celebrated summer retreat, the island still carries that sense of history and escape, now offering a relaxed, maintenance free lifestyle surrounded by water, forest, and tradition. In the open water season, residents travel by scheduled ferry across Lake of Bays, leaving the mainland behind and easing into island time. When winter arrives and the lake freezes, access shifts with the season, adding to the island’s quiet, tucked-away feel. The studio is positioned on the uppermost floor, offering added privacy with no overhead or opposite hallway neighbours and a peaceful forest outlook. The space is simple, low-maintenance, and designed as a comfortable base to enjoy the island lifestyle rather than time spent inside. Life here is centred around shared waterfront and community spaces. Long docks along the shoreline offer places to swim, relax, or head out onto the lake, while indoor amenities include a games room with pool table and darts, along with a sauna for unwinding after a day outdoors. Cornhole, BBQ areas, and casual gathering spaces add to the easygoing, social atmosphere. Recreation is woven into daily life with tennis and pickleball courts, walking paths, and open green spaces throughout the grounds. From sunrise on the dock to evenings spent with neighbours, this is a setting defined by simplicity, connection, and time on the water. A rare chance to own a piece of Muskoka history, offering a unique island lifestyle where community, recreation, and lake life come together in a truly memorable way.

Property details

Overview

Property Type
Condo Apartment
Style
Bachelor/Studio
For
For Sale
Status
New
Approximate Age
100+
Size
0-499 sqft

Interior

Bedrooms
1
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Concrete Block, Wood

Lot & Parking

Parking
None garage · 1 total
Zoning
WR

Financial

Property Taxes
$556 (2026)
Condo Fee
$503/mo
Fee Includes
Heat Included, Hydro Included, Water Included, Common Elements Included
Pets
Yes-with Restrictions

Location

Neighbourhood
Franklin
Cross Street
n/a

Listing

MLS® Number
X13700326
Days on Market
58
Listed On
2026-08-21
Possession
Flexible
Listed By
Coldwell Banker Thompson Real Estate

Rooms

Room Level Dimensions
Bathroom Main 7′ 6″ × 5′ 0″
Kitchen Main 8′ 6″ × 6′ 8″
Bedroom Main 19′ 8″ × 14′ 4″

Features

Interior

  • Water Heater Owned

Property

  • Lake Access

Amenities

  • Communal Waterfront Area
  • Game Room
  • Party Room/Meeting Room
Included
Fridge, Cooktop, Microwave
Excluded
Personal Items & Staging Material
Rental items
None

Mortgage calculator

Minimum for this price: $6,245 (5%)

Amortization, years

Estimated mortgage payment

$553 per month

Principal and interest
$553
Property tax
$46
Condo fees
$503
Estimated monthly cost
$1,102

Your mortgage

Mortgage amount
$99,920
Mortgage insurance
Not needed
Interest over 25 years
$65,989

Cash to close

Down payment
$24,980
Land transfer tax
$974
Total, before legal fees
$25,954
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

12 Bigwin Island 307, Lake of Bays, ON P0B 1A0 Franklin, Lake of Bays, ON P0B 1A0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$124,900 12 Bigwin Island 307, Lake of Bays, ON P0B 1A0
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