$2,398,000
Est. payment $10,618/moCalculate yours
12 CENTRE Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 4 + 2 Beds
- 5 Baths
- 2,500 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13753634
About this home
An impressive converted coach house residence situated on a desirable half acre lot with panoramic ravine and garden views. This cherished home is rich in character and offers over 4300 square feet of finished interior living space spread over 3 stories. Features include high beamed ceilings, skylights allowing for maximum light, pine plank flooring, stone and brick fireplaces and several walk-outs to balconies and decks overlooking the lush property. Quality materials and fine amenities create a comfortable main floor living space comprised of formal living and dining rooms, custom kitchen with large center island, relaxed family room with wall of windows, powder room and luxury primary bedroom suite with walk-in closet. The upper level offers three bedroom suites ideal for family and guests. The lower level is at ground level and is fully finished to include spacious rec room with wet bar, two additional guest bedrooms, office, laundry and 3 piece bathroom. Welcoming back deck offers full enjoyment of the tranquil surroundings and several balconies oversee the spectacular outdoor landscape including concrete patio, pond, pergola, garden shed, stone staircase, extensive gardens, mature trees, ravine, curving interlocked drive and ample parking. Located in a central old town location only steps away from main street shops, restaurants and theatres.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 5
- Kitchens
- 1
- Total Rooms
- 21
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Poured Concrete
- Roof
- Cedar
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 100.2 x 212.49 Feet
- Parking
- None garage · 7 total
- Zoning
- R1
Financial
- Property Taxes
- $8,523 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- KING STREET AND REGENT STREET
- Direction Faces
- West
Listing
- MLS® Number
- X13753634
- Days on Market
- 41
- Listed On
- 2026-09-07
- Possession
- TBD
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Other
- Water Meter
Pool
- None
- Rental items
- HOT WATER HEATER
Mortgage calculator
Estimated mortgage payment
$10,618 per month
- Principal and interest
- $10,618
- Property tax
- $710
- Condo fees
- $0
- Estimated monthly cost
- $11,328
Your mortgage
- Mortgage amount
- $1,918,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,266,948
Cash to close
- Down payment
- $479,600
- Land transfer tax
- $46,425
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $526,025
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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