Gurvinder Nokwal REALTOR®
For Sale Detached 19 days on market

$535,000

Est. payment $2,369/moCalculate yours

12 Cosgrove Lane, Stirling-Rawdon, ON K0K 2M0

Rawdon Ward, Stirling-Rawdon, ON K0K 2M0

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of Royal LePage ProAlliance Realty MLS® X13839692

About this home

Set on a picturesque 3.4-acre country lot, this private retreat also includes 43 feet of owned waterfront on beautiful Rylstone Lake, located at the end of the road. Surrounded by mature trees and peaceful landscapes, the property offers a serene country setting just 25 minutes north of Belleville, with breathtaking views from every window. Enjoy the best of lake life throughout the seasons: boating, canoeing, fishing and swimming in the warmer months, and skating in winter. Spend quiet evenings on the deck or gathered around a campfire, watching the fireflies and the midnight stars. Inside, the open-concept living area features a cozy wood-stove, creating a warm and inviting space to relax or entertain. The home offers four bedrooms and a walk-up basement with a separate side entrance, providing excellent potential for an in-law suite or additional living space. Callaghan’s Rapids Conservation Area is within walking distance, with its scenic limestone riverbed, waterfalls, and popular kayaking and swimming spots. The Crowe River system and nearby trail networks, including the Trans Canada Trail, offer opportunities for hiking, cycling and ATVing. Local farms, country markets and equestrian facilities add to the rural appeal. The charming community of Marmora is just minutes away for everyday amenities. With its peaceful country setting, acreage and owned waterfront on Rylstone Lake, this property offers a wonderful opportunity to enjoy nature and outdoor recreation year-round.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Full, Partially Finished, Walk-Up

Building & Systems

Heating
Forced Air (Propane)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
153.25 x 108.03 Feet
Parking
Detached garage · 6 total
Zoning
LSR

Financial

Property Taxes
$2,953 (2025)

Location

Neighbourhood
Rawdon Ward
Cross Street
Harmony Lane / Cosgrove Lane
Direction Faces
West

Listing

MLS® Number
X13839692
Days on Market
19
Listed On
2026-09-29
Possession
Flexible
Listed By
Royal LePage ProAlliance Realty

Rooms

Room Level Dimensions
Bedroom Second 13′ 5″ × 11′ 9″
Bathroom Second 7′ 7″ × 9′ 10″
Bedroom Basement 10′ 6″ × 22′ 9″
Bedroom Main 11′ 7″ × 11′ 8″
Bathroom Main 11′ 3″ × 5′ 3″
Laundry Basement 10′ 4″ × 14′ 4″
Utility Room Basement 4′ 8″ × 11′ 2″
Dining Room Main 11′ 3″ × 15′ 5″
Cold Room/Cantina Basement 7′ 0″ × 7′ 6″
Primary Bedroom Second 13′ 5″ × 12′ 10″
Kitchen Main 11′ 3″ × 12′ 3″
Living Room Main 11′ 4″ × 15′ 2″
Family Room Basement 21′ 6″ × 19′ 9″

Features

Interior

  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump
  • Water Heater

Property

  • Lake/Pond
  • School Bus Route

Pool

  • None
Included
Fridge, stove, washer, dryer, & dishwasher
Excluded
TV wall mount, basement and both bedroom shelving
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $28,500 (5.33%)

Amortization, years

Estimated mortgage payment

$2,369 per month

Principal and interest
$2,369
Property tax
$246
Estimated monthly cost
$2,615

Your mortgage

Mortgage amount
$428,000
Mortgage insurance
Not needed
Interest over 25 years
$282,659

Cash to close

Down payment
$107,000
Land transfer tax
$7,175
Total, before legal fees
$114,175
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

12 Cosgrove Lane, Stirling-Rawdon, ON K0K 2M0 Rawdon Ward, Stirling-Rawdon, ON K0K 2M0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$535,000 12 Cosgrove Lane, Stirling-Rawdon, ON K0K 2M0
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