$538,000
↓ $41,900 from $579,900
Est. payment $2,382/moCalculate yours
12 Kingston Street, Rideau Lakes, ON K0G 1E0
817 - Rideau Lakes (South Crosby) Twp, Rideau Lakes, ON K0G 1E0
- 4 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of RE/MAX HOMETOWN REALTY INC MLS® X13485396
About this home
Welcome to the historic village of Elgin, established in 1802, just a short drive to the Rideau Canal and locks. This historic 2-storey, 4-bedroom, 2-bathroom home in the heart of Elgin is within walking distance to local amenities. The open-concept kitchen features ample working space and laundry facilities. The house blends history and elegance with beautiful original trim and wood floors. The updated main floor bathroom boasts a claw-foot tub. The second floor includes a primary bedroom with a 3-piece ensuite, three additional bedrooms, and a family room. Enjoy your morning coffee on the wrap-around porch in summer or in the cozy sunroom on cooler days. The house is flooded with natural sunlight thanks to its many windows. A large, fenced backyard provides a great space for children or pets. A large workshop/storage building offers additional space.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $1,795 (2025)
Location
- Neighbourhood
- 817 - Rideau Lakes (South Crosby) Twp
- Cross Street
- Water St
- Direction Faces
- North
Listing
- MLS® Number
- X13485396
- Days on Market
- 117
- Listed On
- 2026-06-23
- Possession
- TBD
- Listed By
- RE/MAX HOMETOWN REALTY INC
Rooms
Features
Interior
- Carpet Free
Property
- School
- Wooded/Treed
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,382 per month
- Principal and interest
- $2,382
- Property tax
- $150
- Condo fees
- $0
- Estimated monthly cost
- $2,532
Your mortgage
- Mortgage amount
- $430,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $284,244
Cash to close
- Down payment
- $107,600
- Land transfer tax
- $7,235
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $114,835
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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