$899,500
Est. payment $3,983/moCalculate yours
12 Russell Street E, Kawartha Lakes, ON K9V 1Z8
Lindsay, Kawartha Lakes, ON K9V 1Z8
- 5 Beds
- 4 Baths
- 2 Garage
- 3,500 Sq Ft
Listing courtesy of AFFINITY GROUP PINNACLE REALTY LTD. MLS® X13706448
About this home
This grand home has been in the same family for generations & was actually the first bank in Lindsay. This stately property features over 4000 sq ft of living space w/large principal rooms & has been updated over the years while retaining its charm & character. Currently set up as 3 living units this home can be reconfigured as a single family residence w/an in-law suite on the back, or keep it as is & enjoy the rental income potential. Main floor features high ceilings & large updated windows w/lots of natural light. Currently configured w/2 large bdrms w/shared 3pc bth, living room, dining room & kitchen. Second level features a primary bdrm w/3pc ensuite, living room, eat in kitchen, 2 additional bdrms (or rec rooms), study, 3pc bth w/laundry & 2 staircases. The in law suite is located on the back of the home & features 1 bdrm w/3pc ensuite, living room, eat in kitchen & lots of storage. Outside is a large 2 car garage w/plenty of storage space for all your toys, & lots of parking.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 3,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Kitchens
- 3
- Basement
- Unfinished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 82.5 x 132 Feet
- Parking
- Detached garage · 8 total
- Zoning
- R2
Financial
- Property Taxes
- $7,539 (2026)
Location
- Neighbourhood
- Lindsay
- Cross Street
- LINDSAY ST S TO RUSSELL ST E
- Direction Faces
- North
Listing
- MLS® Number
- X13706448
- Days on Market
- 55
- Listed On
- 2026-08-24
- Possession
- TBD
- Listed By
- AFFINITY GROUP PINNACLE REALTY LTD.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Park
- Place Of Worship
- School
- School Bus Route
Pool
- None
- Included
- Negotiable
Mortgage calculator
Estimated mortgage payment
$3,983 per month
- Principal and interest
- $3,983
- Property tax
- $628
- Condo fees
- $0
- Estimated monthly cost
- $4,611
Your mortgage
- Mortgage amount
- $719,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $475,237
Cash to close
- Down payment
- $179,900
- Land transfer tax
- $14,465
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,365
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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