Gurvinder Nokwal REALTOR®
For Sale Detached 55 days on market

$899,500

Est. payment $3,983/moCalculate yours

12 Russell Street E, Kawartha Lakes, ON K9V 1Z8

Lindsay, Kawartha Lakes, ON K9V 1Z8

  • 5 Beds
  • 4 Baths
  • 2 Garage
  • 3,500 Sq Ft

Listing courtesy of AFFINITY GROUP PINNACLE REALTY LTD. MLS® X13706448

About this home

This grand home has been in the same family for generations & was actually the first bank in Lindsay. This stately property features over 4000 sq ft of living space w/large principal rooms & has been updated over the years while retaining its charm & character. Currently set up as 3 living units this home can be reconfigured as a single family residence w/an in-law suite on the back, or keep it as is & enjoy the rental income potential. Main floor features high ceilings & large updated windows w/lots of natural light. Currently configured w/2 large bdrms w/shared 3pc bth, living room, dining room & kitchen. Second level features a primary bdrm w/3pc ensuite, living room, eat in kitchen, 2 additional bdrms (or rec rooms), study, 3pc bth w/laundry & 2 staircases. The in law suite is located on the back of the home & features 1 bdrm w/3pc ensuite, living room, eat in kitchen & lots of storage. Outside is a large 2 car garage w/plenty of storage space for all your toys, & lots of parking.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
3,500 sqft

Interior

Bedrooms
5
Bathrooms
4
Kitchens
3
Basement
Unfinished

Building & Systems

Heating
Radiant (Gas)
Cooling
None
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
82.5 x 132 Feet
Parking
Detached garage · 8 total
Zoning
R2

Financial

Property Taxes
$7,539 (2026)

Location

Neighbourhood
Lindsay
Cross Street
LINDSAY ST S TO RUSSELL ST E
Direction Faces
North

Listing

MLS® Number
X13706448
Days on Market
55
Listed On
2026-08-24
Possession
TBD
Listed By
AFFINITY GROUP PINNACLE REALTY LTD.

Rooms

Room Level Dimensions
Primary Bedroom Main 20′ 11″ × 14′ 3″
Kitchen Second 12′ 5″ × 14′ 6″
Office Second 9′ 0″ × 11′ 7″
Family Room Second 16′ 9″ × 16′ 4″
Bedroom 2 Main 17′ 10″ × 13′ 5″
Dining Room Main 18′ 3″ × 10′ 2″
Sitting Second 18′ 2″ × 13′ 1″
Kitchen Main 18′ 3″ × 5′ 7″
Living Room Second 18′ 2″ × 19′ 3″
Bedroom 3 Second 18′ 4″ × 9′ 9″
Bedroom 4 Second 8′ 6″ × 10′ 4″
Living Room Main 18′ 3″ × 16′ 2″

Features

Interior

  • Primary Bedroom - Main Floor

Property

  • Park
  • Place Of Worship
  • School
  • School Bus Route

Pool

  • None
Included
Negotiable

Mortgage calculator

Minimum for this price: $64,950 (7.22%)

Amortization, years

Estimated mortgage payment

$3,983 per month

Principal and interest
$3,983
Property tax
$628
Estimated monthly cost
$4,611

Your mortgage

Mortgage amount
$719,600
Mortgage insurance
Not needed
Interest over 25 years
$475,237

Cash to close

Down payment
$179,900
Land transfer tax
$14,465
Total, before legal fees
$194,365
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

12 Russell Street E, Kawartha Lakes, ON K9V 1Z8 Lindsay, Kawartha Lakes, ON K9V 1Z8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$899,500 12 Russell Street E, Kawartha Lakes, ON K9V 1Z8
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