$475,000
Est. payment $2,103/moCalculate yours
12 Stover Street S, Norwich, ON N0J 1P0
Norwich Town, Norwich, ON N0J 1P0
- 4 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of The Realty Firm Inc. MLS® X13838018
About this home
Built in 1881 and still standing tall in the heart of Norwich … this 2-storey century home has the bones, the character, and the ceiling height they just don’t build anymore, on both levels. Step into the foyer and let the winding staircase do the talking. Large principal rooms throughout, a living room with a wood-burning fireplace, and a kitchen (originally the dining room) that works today while the real plan waits at the back of the house. That back room is a blank canvas, taken back to the studs, with patio doors to the deck and backyard views. Picture your dream kitchen there? So did the owner. A side entrance and laundry sit off that space, plus a 3pc bath complete the main level. Upstairs you’ll find 4 large bedrooms and an updated 4pc bath, and attic access. The large, deep lot backs onto a creek, with mature trees for shade and privacy. There are garden beds already in place if you’re the planting type, and room to relax if you’re not. The big-ticket items are done: steel roof, gutters and downspouts (2020), furnace and A/C (2022), electrical panel, breakers, stack(2026), sump pump(2026) and water softener (2026). It’s totally liveable now, with the finishing touches left for you. Walk to downtown, schools and the community centre. The hard part’s done. Now make it yours.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 70.51 x 171.93 Feet
- Parking
- None garage · 7 total
- Zoning
- R2
Financial
- Property Taxes
- $2,831 (2026)
Location
- Neighbourhood
- Norwich Town
- Cross Street
- Main St
- Direction Faces
- West
Listing
- MLS® Number
- X13838018
- Days on Market
- 19
- Listed On
- 2026-09-29
- Possession
- Flexible
- Listed By
- The Realty Firm Inc.
Rooms
Features
Interior
- Water Softener
- Sump Pump
- Water Heater Owned
Property
- Library
- Park
- Place Of Worship
- Rec./Commun.Centre
- School
- Wooded/Treed
Pool
- None
- Included
- Existing fridge, gas stove, dishwasher, washer, dryer, wood rack in living room, greenhouse, shed, garden beds, one (1) face cord of wood, outside worktables(2), composter, water heater, water softener
- Excluded
- Freezer, corner shelving unit is the south centre bedroom, outdoor garden sink
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,103 per month
- Principal and interest
- $2,103
- Property tax
- $236
- Condo fees
- $0
- Estimated monthly cost
- $2,339
Your mortgage
- Mortgage amount
- $380,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $250,959
Cash to close
- Down payment
- $95,000
- Land transfer tax
- $5,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $100,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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