$875,000
↓ $74,000 from $949,000
Est. payment $3,874/moCalculate yours
120 Drumgoole Lane, Loyalist, ON K0H 2S0
Amherst Island, Loyalist, ON K0H 2S0
- 4 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X12918442
About this home
Set on just over 0.6 acres with more than 163 feet of clean Lake Ontario shoreline, this Amherst Island waterfront property offers a rare combination of privacy, usable shoreline, and excellent boating access with a north-east exposure sheltered from prevailing southerly and westerly winds. The 90-foot rolling steel dock extends into deeper water and is well-suited for sailboats. Launch, dock, lift (lift not included), and haul out directly from your own property. With open water and steady conditions along this shoreline, it’s an ideal setting for sailors, as well as kayaking and canoeing around Amherst Island. There’s also a mooring nearby. The lot is well-treed and gently landscaped, with multiple outdoor spaces to enjoy nature, including a large deck, a screened porch overlooking the lake, and a campfire area near the shoreline. Inside, the home is bright and functional. The main floor offers a large kitchen, family room, and a sunroom that serves as the summer living and dining space, bringing in lake views. Two bedrooms, a full bathroom, and main-floor laundry support easy one-level living. In the summer, the screen porch will be a popular place to relax. Upstairs are two additional bedrooms and a second full bathroom, providing space for family or guests. A separate bunkie offers flexible use as a guest space, studio, or quiet retreat. The detached two-car garage and workshop is ideal for projects, storage, or toys. This home features a 200-amp service, a whole-house generator, and a 50-amp EV charger outlet. Located just a short ferry ride from Millhaven, Amherst Island is one of Eastern Ontario’s best-kept secrets. Known for its welcoming community, natural beauty, and quiet lifestyle, the island offers a rare opportunity to enjoy waterfront living just 25 minutes from Kingston.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 163 x 218 Feet
- Parking
- Detached garage · 8 total
- Zoning
- SR
Financial
- Property Taxes
- $4,966 (2026)
Location
- Neighbourhood
- Amherst Island
- Cross Street
- Front Road
- Direction Faces
- East
Listing
- MLS® Number
- X12918442
- Days on Market
- 207
- Listed On
- 2026-03-25
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- Generator - Full
- Water Heater Owned
- Water Softener
- Water Treatment
Property
- Lake/Pond
- Rec./Commun.Centre
- School
- School Bus Route
- Waterfront
Pool
- None
- Included
- FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, GENERATOR, Freezer & Fridge (in garage), shelves and workbench in garage, TV bracket in garage
- Excluded
- NONE
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$3,874 per month
- Principal and interest
- $3,874
- Property tax
- $414
- Condo fees
- $0
- Estimated monthly cost
- $4,288
Your mortgage
- Mortgage amount
- $700,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $462,293
Cash to close
- Down payment
- $175,000
- Land transfer tax
- $13,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $188,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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