Gurvinder Nokwal REALTOR®
For Sale Detached 207 days on market

$875,000 ↓ $74,000 from $949,000

Est. payment $3,874/moCalculate yours

120 Drumgoole Lane, Loyalist, ON K0H 2S0

Amherst Island, Loyalist, ON K0H 2S0

  • 4 Beds
  • 2 Baths
  • 2 Garage
  • 1,500 Sq Ft

Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X12918442

About this home

Set on just over 0.6 acres with more than 163 feet of clean Lake Ontario shoreline, this Amherst Island waterfront property offers a rare combination of privacy, usable shoreline, and excellent boating access with a north-east exposure sheltered from prevailing southerly and westerly winds. The 90-foot rolling steel dock extends into deeper water and is well-suited for sailboats. Launch, dock, lift (lift not included), and haul out directly from your own property. With open water and steady conditions along this shoreline, it’s an ideal setting for sailors, as well as kayaking and canoeing around Amherst Island. There’s also a mooring nearby. The lot is well-treed and gently landscaped, with multiple outdoor spaces to enjoy nature, including a large deck, a screened porch overlooking the lake, and a campfire area near the shoreline. Inside, the home is bright and functional. The main floor offers a large kitchen, family room, and a sunroom that serves as the summer living and dining space, bringing in lake views. Two bedrooms, a full bathroom, and main-floor laundry support easy one-level living. In the summer, the screen porch will be a popular place to relax. Upstairs are two additional bedrooms and a second full bathroom, providing space for family or guests. A separate bunkie offers flexible use as a guest space, studio, or quiet retreat. The detached two-car garage and workshop is ideal for projects, storage, or toys. This home features a 200-amp service, a whole-house generator, and a 50-amp EV charger outlet. Located just a short ferry ride from Millhaven, Amherst Island is one of Eastern Ontario’s best-kept secrets. Known for its welcoming community, natural beauty, and quiet lifestyle, the island offers a rare opportunity to enjoy waterfront living just 25 minutes from Kingston.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Extension
Approximate Age
51-99
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
Crawl Space, Unfinished

Building & Systems

Heating
Forced Air (Electric)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
163 x 218 Feet
Parking
Detached garage · 8 total
Zoning
SR

Financial

Property Taxes
$4,966 (2026)

Location

Neighbourhood
Amherst Island
Cross Street
Front Road
Direction Faces
East

Listing

MLS® Number
X12918442
Days on Market
207
Listed On
2026-03-25
Listed By
RE/MAX FINEST REALTY INC., BROKERAGE

Rooms

Room Level Dimensions
Laundry Main 13′ 1″ × 13′ 6″
Bathroom Main 10′ 1″ × 4′ 11″
Bedroom 3 Main 10′ 2″ × 9′ 11″
Kitchen Main 12′ 10″ × 17′ 0″
Primary Bedroom Second 13′ 5″ × 13′ 6″
Dining Room Main 9′ 6″ × 13′ 6″
Kitchen Main 12′ 10″ × 17′ 0″
Bedroom 4 Main 1013′ 9″ × 8′ 0″
Family Room Main 12′ 10″ × 18′ 3″
Bathroom Second 7′ 4″ × 5′ 9″
Sunroom Main 7′ 5″ × 19′ 10″
Bedroom 2 Second 9′ 10″ × 9′ 7″

Features

Interior

  • Generator - Full
  • Water Heater Owned
  • Water Softener
  • Water Treatment

Property

  • Lake/Pond
  • Rec./Commun.Centre
  • School
  • School Bus Route
  • Waterfront

Pool

  • None
Included
FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, GENERATOR, Freezer & Fridge (in garage), shelves and workbench in garage, TV bracket in garage
Excluded
NONE
Rental items
NONE

Mortgage calculator

Minimum for this price: $62,500 (7.14%)

Amortization, years

Estimated mortgage payment

$3,874 per month

Principal and interest
$3,874
Property tax
$414
Estimated monthly cost
$4,288

Your mortgage

Mortgage amount
$700,000
Mortgage insurance
Not needed
Interest over 25 years
$462,293

Cash to close

Down payment
$175,000
Land transfer tax
$13,975
Total, before legal fees
$188,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

120 Drumgoole Lane, Loyalist, ON K0H 2S0 Amherst Island, Loyalist, ON K0H 2S0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$875,000 120 Drumgoole Lane, Loyalist, ON K0H 2S0
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