$550,000
Est. payment $2,435/moCalculate yours
120 Union Street S, Cambridge, ON N3H 2H1
Cambridge, ON N3H 2H1
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of NEW ERA REAL ESTATE MLS® X13820300
About this home
Welcome to this charming 1,000 sq ft bungalow that perfectly blends quality craftsmanship with modern comfort! Showing AAA pride of ownership, this bright and airy home features large principal rooms filled with natural light, a beautiful bay window, updated light fixtures, and classic oak trim and cabinetry. The well-appointed kitchen seamlessly connects to the dining area, where a sliding door leads to a private deck overlooking a beautifully landscaped backyard with a large shed. The main floor offers 3 generously sized bedrooms and a 4-piece bath. Adding incredible value and potential, the basement is partially finished (insulated and framed) with a 3-piece rough-in, plus separate side and rear entrances-ideal for a future in-law suite or secondary unit. Complete with parking for up to 3 vehicles and an unbeatable location close to schools, shopping, amenities, and Hwy #8 & 401. An exceptional opportunity for buyers, families, and investors alike-schedule your private viewing today!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 55 x 72.27 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $3,593 (2025)
Location
- Cross Street
- Queenston St & Union St
- Direction Faces
- North
Listing
- MLS® Number
- X13820300
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- Flexible
- Listed By
- NEW ERA REAL ESTATE
Rooms
Features
Interior
- Carpet Free
- Central Vacuum
- Water Heater
- Water Meter
Pool
- None
- Included
- washer, dryer, stainless fridge, stainless dishwasher, stove
- Excluded
- hot water tank
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $299
- Condo fees
- $0
- Estimated monthly cost
- $2,735
Your mortgage
- Mortgage amount
- $440,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,584
Cash to close
- Down payment
- $110,000
- Land transfer tax
- $7,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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