$985,000
Est. payment $4,361/moCalculate yours
121 Ivy Drive, Georgian Bluffs, ON N0H 2T0
Georgian Bluffs, Georgian Bluffs, ON N0H 2T0
- 3 + 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of EXP REALTY MLS® X13716726
About this home
Embrace exquisite waterfront living on the shores of Georgian Bay in Georgian Bluffs. Featuring over 2,300 sq. ft. of versatile, view-filled living space, this year-round haven is perfectly tailored for effortless family gatherings or a sought-after income property. The home has been updated throughout with newer Van Dolder windows, maximizing natural light and energy efficiency. The main floor features 3 bedrooms with 1 bath, while the lower level offers an additional 3 bedrooms with 1 bath w/ expansive glass offering a front-row seat to spectacular water views, and a walkout patio designed for effortless indoor-outdoor entertaining. Beyond the patio lies a breathtaking outdoor paradise designed for pure relaxation and effortless entertainment. Step down to your expansive waterfront deck or gather under the custom-engineered gazebo as the sun dips below the horizon. Spend crisp evenings unwinding around the crackling fire pit, or step directly onto your private shoreline to launch your kayak, paddleboard, or canoe into the crystal-clear waters. From every vantage point, you’ll be captivated by sweeping, elevated panoramas looking out across the expanse of Georgian Bay toward the majestic contours of White Cloud Island, Griffith Island, and the iconic Niagara Escarpment. For boaters, world-class water access awaits with the public boat launch and dock at Big Bay just minutes down the road. This prime coastal retreat offers unmatched four-season adventure right at your doorstep-from hiking the historic Bruce Trail and golfing at Cobble Beach Golf Resort or Wiarton Bluffs, to exploring local snowmobile trails and carving slopes at Blue Mountain Resort. Perfectly positioned for seamless travel, this world-class escape is just a scenic 2-hour drive from Kitchener, Guelph, or Orangeville, and roughly 3 hours from London or Toronto Pearson International Airport.
Property details
Overview
- Property Type
- Detached
- Style
- Backsplit 4
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Brick Veneer, Wood
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 72.78 x 218 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $4,486 (2025)
Location
- Neighbourhood
- Georgian Bluffs
- Cross Street
- Grey Rd 1
- Direction Faces
- North
Listing
- MLS® Number
- X13716726
- Days on Market
- 52
- Listed On
- 2026-08-27
- Possession
- TBA
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Garburator
- Floor Drain
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Waterfront
Pool
- None
- Included
- Fridge, Stove, Microwave, Washer, Dryer, Window Coverings, Light Fixtures
- Excluded
- Upright Freezer
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$4,361 per month
- Principal and interest
- $4,361
- Property tax
- $374
- Condo fees
- $0
- Estimated monthly cost
- $4,735
Your mortgage
- Mortgage amount
- $788,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $520,410
Cash to close
- Down payment
- $197,000
- Land transfer tax
- $16,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $213,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.