$850,000
↓ $25,000 from $875,000
Est. payment $3,764/moCalculate yours
12130 Loyalist Parkway, Prince Edward County, ON K0K 2T0
Hallowell Ward, Prince Edward County, ON K0K 2T0
- 3 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of Harvey Kalles Real Estate Ltd. MLS® X13861570
About this home
Welcome to a true Prince Edward County waterfront retreat that will check all your boxes - a charming bungalow set on a peaceful stretch of shoreline, just five minutes from downtown Picton. With sweeping water views and a long private dock at your doorstep, this is the kind of property that rarely comes available, now offered at a newly reduced price that makes it an even smarter buy. Inside, 3 bedrooms and 2 bathrooms include a spacious primary suite with a luxurious 5-piece ensuite. The newer rear addition is the heart of the home - a bright, open living room with oversized windows framing the water, plus a walkout to the deck, perfect for morning coffee or sunset gatherings. Throughout, the home blends warm country charm with thoughtful recent updates, making it genuinely move-in ready. The fully finished basement adds a family room, laundry, and ample storage, while the attached 2-car garage and three storage sheds offer room for vehicles, tools, and hobbies alike. Down at the water, the real showstopper awaits: a boathouse with marine rails for effortless boat access, topped by a self-contained guest suite with its own bathroom, kitchenette, sleeping area, and a private balcony over the bay - ideal for visitors or as a potential income suite. With wineries, restaurants, beaches, and boutique shops all just minutes away, this property delivers the full County lifestyle. Motivated sellers are ready to make a deal - book your private showing today before this one-of-a-kind waterfront opportunity is gone.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Wood
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 53.62 x 1157.25 Feet
- Parking
- Attached garage · 7 total
- Zoning
- RR1
Financial
- Property Taxes
- $4,554 (2025)
Location
- Neighbourhood
- Hallowell Ward
- Cross Street
- Loyalist Pkwy & MacFarland Park Ln
- Direction Faces
- North
Listing
- MLS® Number
- X13861570
- Days on Market
- 13
- Listed On
- 2026-10-05
- Possession
- flexible
- Listed By
- Harvey Kalles Real Estate Ltd.
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- Carpet Free
Property
- Beach
- Golf
- Hospital
- Lake Access
- Library
- Marina
Pool
- None
- Included
- Refrigerator, stove, microwave, washer, dryer, stand-up freezer, Cozy couch in living room, all sheds, garage door opener, golf cart, dock, marine rail system, paddle boat, paddle board, boathouse appliances
- Excluded
- Boat - may sell separately
- Rental items
- Propane tanks
Mortgage calculator
Estimated mortgage payment
$3,764 per month
- Principal and interest
- $3,764
- Property tax
- $380
- Condo fees
- $0
- Estimated monthly cost
- $4,143
Your mortgage
- Mortgage amount
- $680,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $449,085
Cash to close
- Down payment
- $170,000
- Land transfer tax
- $13,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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