$748,000
↓ $41,000 from $789,000
Est. payment $3,312/moCalculate yours
1214 Hubbard & Montgomery Lane, Highlands East, ON K0M 1S0
Glamorgan, Highlands East, ON K0M 1S0
- 3 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Lakes of Haliburton MLS® X13747426
About this home
Welcome to Minnicock Lake and this lovely 4-season home or cottage offering 177 feet of natural shoreline and 0.74 acres. Exceptional privacy. This is a very quiet low-cottage density lake with only 67 lots in addition to two plots of Crown Land fronting the lake, along with two islands. There is a very active cottage association. Extensive renovations in the last 10 years include; all new appliances, new bathrooms, a metal roof, propane stoves, UV system, heated lake water line, and a new septic system in 2018. New propane F/A furnace 2025. Featuring 3 bedrooms and 1300 square feet of living space over 2 floors this turn-key property comes fully furnished and ready to enjoy. The low-motor restrictions and natural shorelines make it an ideal habitat for nesting loons, smallmouth and largemouth bass, and various wildlife like moose, deer, and otters. Popular for non-motorized activities such as kayaking, canoeing, paddleboarding, and swimming. To preserve peace and water quality, gas-powered watercraft motors are strictly limited to a maximum of 6 horsepower. With a maximum depth of about 62 feet Minnicock is a natural headwater lake that sits at the very top of the Gooderham Creek and Irondale River watersheds and it is naturally fed by fresh water springs, beaver ponds, and surrounding wetlands, rather than a regulated water flow from an upstream or downstream dam. Located 15 minutes east of Haliburton and 2.5 hours north of the GTA this property is easily accessible all year round. Pre-list inspections of the cottage and septic are available. Listings on this lake are rare to find. Book a showing today. If traditional bank solutions have not met your needs, I can introduce you to a skilled Level 2 Mortgage Agent with access to a broad range of competitive financing options. Be sure to click on the video.
Property details
Overview
- Property Type
- Rural Residential
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Concrete, Block
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 177 x 229 Feet
- Parking
- None garage · 6 total
- Zoning
- SR
Financial
- Property Taxes
- $2,896 (2026)
Location
- Neighbourhood
- Glamorgan
- Cross Street
- MINNICOCK
- Direction Faces
- North
Listing
- MLS® Number
- X13747426
- Days on Market
- 44
- Listed On
- 2026-09-04
- Possession
- FLEXIBLE
- Listed By
- Royal LePage Lakes of Haliburton
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Sewage Pump
- Water Heater Owned
Property
- Hospital
- Skiing
- Waterfront
Pool
- None
- Included
- All contents as viewed inside and out in as-is, where-is condition.
- Excluded
- Some tools
- Rental items
- Propane tanks x 2, Starlink $170/month
Mortgage calculator
Estimated mortgage payment
$3,312 per month
- Principal and interest
- $3,312
- Property tax
- $241
- Condo fees
- $0
- Estimated monthly cost
- $3,553
Your mortgage
- Mortgage amount
- $598,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $395,195
Cash to close
- Down payment
- $149,600
- Land transfer tax
- $11,435
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $161,035
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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